126 Prospect Ter, Teaneck, NJ 07666 Property Records

Bergen County and Teaneck Township property record for 126 Prospect Ter, Teaneck, NJ 07666

Property Summary

Property TypeSingle Family Home
Details1,552 sqft · built 1952
Lot Size0.115 acres (5,001 sqft)
Owner2 Individual Names on File
Tax Bill$10,270 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN60-05915-0000-00001

Property Details

APN / Parcel Number

Primary APN60-05915-0000-00001
Alternative APNs
  • 600591500001
  • 056306

Interior

Stories1 Story
Building Area1,552 sqft Living Area

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleCape Cod
Exterior MaterialBrick
Construction TypeBrick
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeDetached
Parking Spaces1 Parking Space

Location & Zoning

Account Number056306
Street Address126 PROSPECT TER
CityTEANECK
StateNJ
Zip07666-5820
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal Description50X100
Legal Block5915
Legal Lot Number1
JurisdictionBERGEN NJ
Township / Civil DivisionTEANECK
Census Block Group1
Census Block1028
Census Tract54102

Owner

Source: Bergen County and Teaneck Township assessment roll, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address126 PROSPECT TER, TEANECK, NJ 07666-5820
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address126 PROSPECT TER, TEANECK, NJ 07666-5820
Transaction TypeMortgage
Record UpdatedOct 21, 2021
Title CompanySECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0042961128
DateJul 27, 2021
Book Page4296/1128
Instrument2021120492
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term178 Months
DueMay 1, 2036

Tax Assessment & Valuation

Source: Bergen County and Teaneck Township assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
County SubdivisionTeaneck Township
Unified School DistrictTeaneck Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$448,100 (-) Land $195,000 Building $253,100$448,100 (-) Land $195,000 Building $253,100
2025$10,270.00 (+4.95%)$448,100 (+51.74%) Land $195,000 Building $253,100$448,100 (+51.74%) Land $195,000 Building $253,100
2024$9,786.00 (+2.39%)
2023$295,300 Land $125,000 Building $170,300$295,300 Land $125,000 Building $170,300
2022$9,558.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2021)
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile USA.

Nearby Properties on Prospect Ter

Nearby Streets

Search Property Records by Address or Parcel Number