194 Prospect Ter, Teaneck, NJ 07666 Property Records

Bergen County and Teaneck Township property record for 194 Prospect Ter, Teaneck, NJ 07666

Property Summary

Property Type	Single Family Home
Details	1,572 sqft · built 1900
Lot Size	0.115 acres (5,001 sqft)
Owner	Company Name on Record
Last Sale	$341,051 (Dec 2020)
Tax Bill	$11,073 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Jun 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`60-05912-0000-00001-01`

Property Details

APN / Parcel Number

Primary APN	`60-05912-0000-00001-01`
Alternative APNs	`60059120000000010001` `056146`

Interior

Stories	2 Stories
Building Area	1,572 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	056146
Street Address	194 PROSPECT TER
City	TEANECK
State	NJ
Zip	07666-5842
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50X100
Legal Subdivision	TOWNSHIP/TEANECK
Legal Block	5912
Legal Lot Number	1.01
Jurisdiction	BERGEN NJ
Township / Civil Division	TEANECK
Census Block Group	1
Census Block	1025
Census Tract	54102

Owner

Source: Bergen County and Teaneck Township records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	194 PROSPECT TER, TEANECK, NJ 07666-5842
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage NFM INC
May 28, 2021	Intrafamily Transfer, Transfer
Dec 15, 2020	Quit Claim Deed, Transfer OTHER
Jan 15, 2019	Warranty Deed, Transfer · FHA Mortgage UNITED MORTGAGE CORP
Jun 6, 2018	Trustee's Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2020 · Amount on Record
Deed Sale	Dec 15, 2020 · Amount on Record
Prior Sale	Jan 15, 2019 · Amount on Record
Deed Document Number	2020134602
Deed Book / Page	3870 / 1542
Last Transfer Date	Jun 16, 2025
Transfer Doc	0055460983
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	194 PROSPECT TER, TEANECK, NJ 07666-5842
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034560188
Date	Jan 10, 2020
Book Page	3456/188
Instrument	2020001658

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2049

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	194 PROSPECT TER, TEANECK, NJ 07666-5842
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042460417
Date	Jun 30, 2021
Book Page	4246/417
Instrument	2021105573

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	May 28, 2021
Property Address	194 PROSPECT TER, TEANECK, NJ 07666-5842
Document Number	0041751332
Book / Page	4175 / 1332
Instrument Date	Apr 30, 2021
Instrument	2021085797
Transaction Type	Transfer
Record Updated	Aug 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 PROSPECT TER, TEANECK, NJ 07666-5842

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERGEN NJ
Recording Date	Dec 15, 2020
Property Address	194 PROSPECT TER, TEANECK, NJ 07666-5842
Document Number	0038701542
Book / Page	003870 / 001542
Instrument Date	Oct 17, 2020
Instrument	134602
Transaction Type	Transfer
Record Updated	Jan 15, 2021
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 PROSPECT TER TEANECK NJ 076665842, TEANECK, NJ 07666-5842

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 15, 2019
Property Address	194 PROSPECT TER, TEANECK, NJ 07666-5842
Document Number	0031561061
Book / Page	3156 / 1061
Instrument Date	Jan 14, 2019
Instrument	2019-003779.01
Transaction Type	Transfer
Record Updated	Aug 17, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 PROSPECT TER, TEANECK, NJ 07666-5842

Mortgage

Document Number	1900377902
Date	Jan 15, 2019
Instrument	19-003779.02

Lender

Name	UNITED MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0031561061
Date	Jan 15, 2019
Book Page	3156/1061
Instrument	2019-003779.01

Lender

Name	UNITED MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

June 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	BERGEN NJ
Recording Date	Jun 6, 2018
Property Address	194 PROSPECT TER, TEANECK, NJ 07666-5842
Document Number	0029590670
Book / Page	002959 / 000670
Instrument Date	Jan 30, 2018
Instrument	39608
Transaction Type	Transfer
Record Updated	Jun 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	6011 CONNECTION DR IRVING TX 750392607, IRVING, TX 75039-2607

Tax Assessment & Valuation

Source: Bergen County and Teaneck Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
County Subdivision	Teaneck Township
Unified School District	Teaneck Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$483,100 (-) Land $195,000 Building $288,100	$483,100 (-) Land $195,000 Building $288,100
2025	$11,073.00 (+4.95%)	$483,100 (+80.53%) Land $195,000 Building $288,100	$483,100 (+80.53%) Land $195,000 Building $288,100
2024	$10,551.00 (+21.81%)
2023		$267,600 Land $125,000 Building $142,600	$267,600 Land $125,000 Building $142,600
2022	$8,662.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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