97 Paranza Trce, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 97 Paranza Trce, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,799 sqft · built 2018
Lot Size	0.23 acres (10,018 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Aug 2025)
Tax Bill	$10,578 (2025)
Deeds & Mortgages	Jul 2023 Sale Nov 2020 Sale + 3 more
Flood Zone	Zone X (moderate risk)
APN	`073431-1020`

Property Details

APN / Parcel Number

Primary APN	`073431-1020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,799 sqft Living Area
Gross Area	2,343 sqft
1st Floor Area	1,799 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,018 sqft (0.23 acres)
Garage Type	Attached
Garage Area	544 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	392 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	97 PARANZA TRCE
City	ST AUGUSTINE
State	FL
Zip	32095-1654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	64/15-24 MADEIRA AT ST AUGUSTINE PHASE 1B LOT 102 OR6199/1345
Legal Range	29E
Legal Township	06S
Legal Section	54
Legal Subdivision	MADEIRA AT ST AUGUSTINE PHASE 1B
Legal Phase	1B
Legal Block	1
Legal Lot Number	102
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2043
Census Tract	20606

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	97 PARANZA TRCE, SAINT AUGUSTINE, FL 32095-1654
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Warranty Deed, Transfer SOUTHERN CAPITAL TITLE COMPANY, SOUTHERN CAPITAL TTL CO LLC
Nov 5, 2020	Warranty Deed, Transfer PRESTIGE SETTLEMENT ASSOCS
Aug 4, 2020	Intrafamily Transfer, Transfer · FHA Mortgage ROUNDPOINT MORTGAGE SERVICING CORP
Jul 5, 2018	Grant Deed, Subdivision Related Transfer · FHA Mortgage PRIME LNDG
Jun 16, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2025 · Amount on Record
Deed Sale	Aug 8, 2025 · Amount on Record
Prior Sale	Oct 2, 2024 · Amount on Record
Deed Document Number	202564039
Deed Book / Page	6199 / 1345
Prior Transfer Date	Jul 24, 2020
Prior Transfer Doc	0050061082
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 18, 2023
Property Address	97 PARANZA TRCE, SAINT AUGUSTINE, FL 32095-1654
Document Number	0057931177
Book / Page	5793 / 1177
Map Reference	MB 64 PG 15-24
Instrument Date	Jul 13, 2023
Instrument	2023055751
Transaction Type	Transfer
Record Updated	Jul 31, 2023
Title Company	SOUTHERN CAPITAL TITLE COMPANY, SOUTHERN CAPITAL TTL CO LLC

Transaction

Amount	Amount Recorded
Tax	$4,690.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	380 BRONSON PKWY, SAINT AUGUSTINE, FL 32095-8637

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 PARANZA TRCE, SAINT AUGUSTINE, FL 32095-1654

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 5, 2020
Property Address	97 PARANZA TRCE, SAINT AUGUSTINE, FL 32095-1654
Document Number	0050911550
Book / Page	005091 / 001550
Instrument Date	Nov 2, 2020
Instrument	99828
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	PRESTIGE SETTLEMENT ASSOCS

Transaction

Amount	Amount Recorded
Tax	$2,660.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	97 PARANZA TRCE ST AUGUSTINE FL 320951654, ST AUGUSTINE, FL 32095-1654

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Aug 4, 2020
Property Address	97 PARANZA TRCE, SAINT AUGUSTINE, FL 32095-1654
Document Number	0050061082
Book / Page	5006 / 1082
Map Reference	MB 64 PG 15-24
Instrument Date	Apr 27, 2020
Instrument	2020063584
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	AMERICAN HOME TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 PARANZA TRCE, SAINT AUGUSTINE, FL 32095-1654

Mortgage

Document Number	50061084
Date	Aug 4, 2020
Instrument	5006/1084

Lender

Name	ROUNDPOINT MORTGAGE SERVICING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

July 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 5, 2018
Property Address	97 PARANZA TRCE, SAINT AUGUSTINE, FL 32095-1654
Document Number	0045750421
Book / Page	004575 / 000421
Instrument Date	Jun 28, 2018
Instrument	47669
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 25, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,432.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 PARANZA TRCE ST AUGUSTINE FL 320951606, ST AUGUSTINE, FL 32095-1606

Mortgage

Document Number	45750423
Date	Jul 5, 2018
Book Page	004575/000423
Instrument	47670

Lender

Name	PRIME LNDG
Address	DALLAS, FL 75252

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 4, 2048

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 16, 2017
Property Address	97 PARANZA TRCE, SAINT AUGUSTINE, FL 32095-1654
Document Number	0043900844
Book / Page	004390 / 000844
Instrument Date	Jun 15, 2017
Instrument	41786
Transaction Type	Transfer
Record Updated	Jun 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,330.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 600369 ST JOHNS FL 322600369, ST JOHNS, FL 32260-0369

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$547,341 (+1.32%) Land $150,000 Building $397,341	$547,341 (+1.32%) Land $150,000 Building $397,341
2025	$10,578.00 (-2.85%) Homeowner's exemption	$540,226 (+0.42%)	$540,226 (+0.42%) Land $150,000 Building $390,226
2024	$10,888.00 (+66.43%)	$537,954 (+54.41%)	$537,954 (+6%) Land $150,000 Building $387,954
2023	$6,542.00 (+16.51%) Homeowner's exemption	$348,402 (+12.49%)	$507,491 (+22.96%) Land $115,000 Building $392,491
2022	$5,615.00 Homeowner's exemption	$309,711	$412,738 Land $112,000 Building $300,738

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 252 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	350 units insured incl. 98 condo units
Nearby Flood Claims	17 (2012–2024)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 4 claims Hurricane Matthew, Oct 2016 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	1,000 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Xfinity.

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