Union County and Summit City property record for 97 Orchard St, Summit, NJ 07901
| Property Type | Single Family Home |
|---|---|
| Details | 1,748 sqft · built 1918 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $8,379 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-03914-0000-00001 |
| Primary APN | 18-03914-0000-00001 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,748 sqft Living Area |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,492 sqft (0.172 acres) |
| Old Parcel Number | 1800023A00006 |
|---|---|
| Street Address | 97 ORCHARD ST |
| City | SUMMIT |
| State | NJ |
| Zip | 07901-4216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Subdivision | EAST SUMMIT PARK |
| Legal Block | 3914 |
| Legal Lot Number | 1 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SUMMIT |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 38000 |
Source: Union County and Summit City records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 97 ORCHARD ST, SUMMIT, NJ 07901-4216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Mar 18, 2020 | Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 11, 2010 |
| Transfer Doc | 0058390722 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 97 ORCHARD ST, SUMMIT, NJ 07901-4216 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 97 ORCHARD ST, SUMMIT, NJ 07901-4216 |
| Document Number | 0150642373 |
|---|---|
| Date | Sep 23, 2021 |
| Book Page | 15064/2373 |
| Instrument | 21568 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Sep 9, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 97 ORCHARD ST, SUMMIT, NJ 07901-4216 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0146660109 |
|---|---|
| Date | Mar 18, 2020 |
| Book Page | 14666/109 |
| Instrument | 688614 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Union County and Summit City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Summit City |
| Unified School District | Summit City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $187,400 (-) Land $68,000 Building $119,400 | $187,400 (-) Land $68,000 Building $119,400 | |
| 2025 | $8,379.00 (+2.65%) | $187,400 (-) Land $68,000 Building $119,400 | $187,400 (-) Land $68,000 Building $119,400 |
| 2024 | $8,163.00 (+1.71%) | ||
| 2023 | $187,400 Land $68,000 Building $119,400 | $187,400 Land $68,000 Building $119,400 | |
| 2022 | $8,026.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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