Union County and Summit City property record for 87 Orchard St, Summit, NJ 07901
| Property Type | Single Family Home |
|---|---|
| Details | 1,454 sqft · built 1959 |
| Lot Size | 0.191 acres (8,320 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $333,000 (Nov 2009) |
| Tax Bill | $7,601 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-03915-0000-00011 |
| Primary APN | 18-03915-0000-00011 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,454 sqft Living Area |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 8,320 sqft (0.191 acres) |
| Old Parcel Number | 1800023000000003A |
|---|---|
| Street Address | 87 ORCHARD ST |
| City | SUMMIT |
| State | NJ |
| Zip | 07901-4215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Subdivision | SUMMIT PARK |
| Legal Block | 3915 |
| Legal Lot Number | 11 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SUMMIT |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 38000 |
87 Orchard St is owned and occupied by two individuals who bought it in November 2009.
Source: Union County and Summit City records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 87 ORCHARD ST, SUMMIT, NJ 07901-4215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Nov 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Mar 8, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2009 · Amount on File |
| Deed Sale | Nov 13, 2009 · Amount on File |
| Prior Sale | Dec 30, 1998 · Amount on File |
| Deed Document Number | 2009983 |
| Deed Book / Page | 5789 / 857 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 87 ORCHARD ST, SUMMIT, NJ 07901-4215 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2023 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0151052855 |
|---|---|
| Date | Nov 18, 2021 |
| Book Page | 15105/2855 |
| Instrument | 25368 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 87 ORCHARD ST, SUMMIT, NJ 07901-4215 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0148202092 |
|---|---|
| Date | Nov 20, 2020 |
| Book Page | 14820/2092 |
| Instrument | 704100 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 202 Months |
| Due | Sep 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 87 ORCHARD ST, SUMMIT, NJ 07901-4215 |
| Document Number | 0142510601 |
| Book / Page | 014251 / 000601 |
| Instrument Date | Mar 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 87 ORCHARD ST SUMMIT NJ 079014215, SUMMIT, NJ 07901-4215 |
| Document Number | 0142510601 |
|---|---|
| Date | Mar 28, 2017 |
| Book Page | 014251/000601 |
| Instrument | 638473 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 27, 2037 |
The 2025 property tax bill for 87 Orchard St was $7,601, up 2.6% from the year before.
Source: Union County and Summit City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Summit City |
| Unified School District | Summit City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $170,000 (-) Land $69,100 Building $100,900 | $170,000 (-) Land $69,100 Building $100,900 | |
| 2025 | $7,601.00 (+2.65%) | $170,000 Land $69,100 Building $100,900 | $170,000 Land $69,100 Building $100,900 |
| 2024 | $7,405.00 | ||
| 2023 | $170,000 Land $69,100 Building $100,900 | $170,000 Land $69,100 Building $100,900 | |
| 2022 | $7,281.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 87 Orchard St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 87 Orchard St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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