98 Orchard St, Summit, NJ 07901 Property Records

Union County and Summit City property record for 98 Orchard St, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	952 sqft · built 1918
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,000 (Jun 2004)
Tax Bill	$5,933 (2025)
Flood Zone	Zone X (minimal risk)
APN	`18-03909-0000-00040`

Property Details

APN / Parcel Number

Primary APN	`18-03909-0000-00040`
Alternative APNs	`1800003A00010` `180390900040`

Interior

Stories	1 Story
Building Area	952 sqft Living Area

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,276 sqft (0.19 acres)

Location & Zoning

Old Parcel Number	1800003A00010
Street Address	98 ORCHARD ST
City	SUMMIT
State	NJ
Zip	07901-4214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	INCL LOTS 11 & 12
Legal Block	3909
Legal Lot Number	40
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	2
Census Block	2009
Census Tract	38000

Owner

Source: Union County and Summit City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8 YALE ST, SUMMIT, NJ 07901-4212
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2004 · Amount on Record
Deed Sale	Jun 3, 2004 · Amount on Record
Deed Book / Page	5433 / 309
Prior Transfer Date	Oct 24, 1994
Prior Transfer Doc	0000011027
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,700 (-) Land $69,000 Building $63,700	$132,700 (-) Land $69,000 Building $63,700
2025	$5,933.00 (+2.65%)	$132,700 (-) Land $69,000 Building $63,700	$132,700 (-) Land $69,000 Building $63,700
2024	$5,780.00 (+1.71%)
2023		$132,700 Land $69,000 Building $63,700	$132,700 Land $69,000 Building $63,700
2022	$5,683.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880