97 Old Mill Rd, Harvard, MA 01451 Property Records

Worcester County and Harvard Town property record for 97 Old Mill Rd, Harvard, MA 01451

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,591 sqft · built 1971
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$895,000 (Aug 2025)
Tax Bill	$10,612 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Jan 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HARV M:4 B:67`

Property Details

APN / Parcel Number

Primary APN	`HARV M:4 B:67`
Alternative APNs	`M:004.0 P:0067-0000.0` `1250040006700000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,591 sqft Living Area
Gross Area	3,537 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1250040006700000
Street Address	97 OLD MILL RD
City	HARVARD
State	MA
Zip	01451-1126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	67
Jurisdiction	HARVARD MA
Township / Civil Division	HARVARD
Census Block Group	1
Census Block	1019
Census Tract	761402

Owner

Source: Worcester County and Harvard Town records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	97 OLD MILL RD, HARVARD, MA 01451-1126
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2025	Quit Claim Deed, Transfer · Conventional Mortgage SUPERIOR FUNDING CORP
Jan 3, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SALEM FIVE MORTGAGE CORP
Dec 29, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage KIAVI FUNDING INCORPORATED
Oct 17, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2025 · Amount on Record
Deed Sale	Aug 26, 2025 · Amount on Record
Prior Sale	Jan 3, 2025 · Amount on Record
Deed Document Number	202572318
Deed Book / Page	72449 / 327
Prior Transfer Date	Oct 14, 2023
Prior Transfer Doc	069768-336
Record Updated	Sep 20, 2026

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARVARD MA
Recording Date	Aug 26, 2025
Property Address	97 OLD MILL RD, HARVARD, MA 01451-1126
Document Number	072449-327
Book / Page	72449 / 327
Instrument Date	Aug 26, 2025
Instrument	72318
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	97 OLD MILL RD, HARVARD, MA 01451-1126

Mortgage

Document Number	0000072319
Date	Aug 26, 2025
Instrument	72319

Lender

Name	SUPERIOR FUNDING CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

January 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARVARD MA
Recording Date	Jan 3, 2025
Property Address	97 OLD MILL RD, HARVARD, MA 01451-1126
Document Number	0071495-12
Book / Page	71495 / 12
Instrument Date	Jan 3, 2025
Instrument	594
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 OLD MILL RD, HARVARD, MA 01451-1126

Mortgage

Document Number	0000000595
Date	Jan 3, 2025
Instrument	595

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Type Change Date	Feb 1, 2032
Max Rate At Change	2.88%
Index	1-Year CMT

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARVARD MA
Recording Date	Dec 29, 2023
Property Address	97 OLD MILL RD, HARVARD, MA 01451-1126
Document Number	0070054-72
Book / Page	70054 / 72
Instrument Date	Dec 29, 2023
Instrument	109177
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 WESTFORD ST, GARDNER, MA 01440-2366

Mortgage

Document Number	0000109178
Date	Dec 29, 2023
Instrument	109178

Lender

Name	KIAVI FUNDING INCORPORATED

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARVARD MA
Recording Date	Oct 17, 2023
Property Address	97 OLD MILL RD, HARVARD, MA 01451-1126
Document Number	069768-336
Book / Page	69768 / 336
Instrument Date	Oct 14, 2023
Instrument	86464
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 OLD MILL RD, HARVARD, MA 01451-1126

Tax Assessment & Valuation

Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Harvard Town
Unified School District	Harvard School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,612.00 (+0.03%)	$678,100 (-4.76%) Land $269,000 Building $409,100
2024	$10,609.00 (+0.44%)	$712,000 (+11.97%) Land $269,000 Building $443,000	$783,370
2023	$10,562.00	$635,900 Land $249,100 Building $386,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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