95 Old Mill Rd, Harvard, MA 01451 Property Records

Worcester County and Harvard Town property record for 95 Old Mill Rd, Harvard, MA 01451

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,392 sqft · built 1977
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Company Names on Record
Last Sale	$750,000 (Nov 2019)
Tax Bill	$15,314 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Feb 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`HARV M:4 B:66`

Property Details

APN / Parcel Number

Primary APN	`HARV M:4 B:66`
Alternative APNs	`M:004.0 P:0066-0000.0` `1250040006600000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,392 sqft Living Area
Gross Area	5,671 sqft
Basement Area	1,332 sqft
Unfinished Basement	1,332 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1250040006600000
Street Address	95 OLD MILL RD
City	HARVARD
State	MA
Zip	01451-1126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	66
Jurisdiction	HARVARD MA
Township / Civil Division	HARVARD
Census Block Group	1
Census Block	1019
Census Tract	761402

Owner

Source: Worcester County and Harvard Town records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	95 OLD MILL RD, HARVARD, MA 01451-1126
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA
Feb 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SANTANDER BANK NA
Dec 8, 2025	Quit Claim Deed, Transfer Quitclaim
Nov 6, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SANTANDER BANK NA
Dec 18, 2017	Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2019 · Amount on Record
Deed Sale	Nov 6, 2019 · Amount on Record
Prior Sale	Dec 18, 2017 · Amount on Record
Deed Document Number	2019119128
Deed Book / Page	61376 / 243
Last Transfer Date	Dec 8, 2025
Transfer Doc	072935-120
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	95 OLD MILL RD, HARVARD, MA 01451-1126
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067260-67
Date	Mar 14, 2022
Book Page	67260/67
Instrument	28452

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	95 OLD MILL RD, HARVARD, MA 01451-1126
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00064378-1
Date	Feb 2, 2021
Book Page	64378/1
Instrument	15620

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARVARD MA
Recording Date	Dec 8, 2025
Property Address	95 OLD MILL RD, HARVARD, MA 01451-1126
Document Number	072935-120
Book / Page	72935 / 120
Instrument Date	Dec 8, 2025
Instrument	107079
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 OLD MILL RD, HARVARD, MA 01451-1126

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARVARD MA
Recording Date	Nov 6, 2019
Property Address	95 OLD MILL RD, HARVARD, MA 01451-1126
Document Number	61376-243
Book / Page	61376 / 243
Instrument Date	Oct 31, 2019
Instrument	119128
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 OLD MILL RD, HARVARD, MA 01451-1126

Mortgage

Document Number	119129
Date	Nov 6, 2019
Instrument	119129

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	HARVARD MA
Recording Date	Dec 18, 2017
Property Address	95 OLD MILL RD, HARVARD, MA 01451-1126
Document Number	58202-291
Book / Page	058202 / 000291
Instrument Date	Dec 15, 2017
Instrument	141277
Transaction Type	Foreclosure
Record Updated	Jan 11, 2018
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,368.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	95 OLD MILL RD HARVARD MA 014511126, HARVARD, MA 01451-1126

Tax Assessment & Valuation

Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Harvard Town
Unified School District	Harvard School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,314.00 (+4.18%)	$978,500 (-0.82%) Land $269,000 Building $709,500
2024	$14,700.00 (+1.02%)	$986,600 (+12.61%) Land $269,000 Building $717,600	$866,305
2023	$14,552.00	$876,100 Land $249,100 Building $627,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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