97 Mark St, Destin, FL 32541 Property Records

Okaloosa County property record for 97 Mark St, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,024 sqft · built 2001
Lot Size	0.172 acres (7,499 sqft)
Owner	2 Individual Names on File
Last Sale	$1,500,000 (Jul 2022)
Tax Bill	$13,056 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Nov 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-5972-7`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-5972-7`
Alternative APNs	`00-2S-22-0580-0017-0180` `22S200058000170180`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,024 sqft Living Area
Gross Area	2,604 sqft
1st Floor Area	1,012 sqft
Upper Floors Area	1,012 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	7,499 sqft (0.172 acres)
Lot Width	50 ft Width
Driveway	Driveway
Porch	Finished/Open Porch
Porch Area	436 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	97 MARK ST
City	DESTIN
State	FL
Zip	32541-3571
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRYSTAL BEACH LOT 18 BLK 17
Legal Subdivision	CRYSTAL BEACH
Legal Block	17
Legal Lot Number	18
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1045
Census Tract	23304

Owner

Source: Okaloosa County assessment roll, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	97 MARK ST, DESTIN, FL 32541-3571
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST MERCHANTS BANK
Nov 13, 2019	Correction Deed ATTORNEY ONLY
Aug 27, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 27, 2018	Warranty Deed, Transfer SETCO SERVICES LLC-30A

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 22, 2022 · Amount on Record
Deed Sale	Jul 22, 2022 · Amount on Record
Prior Sale	Aug 27, 2018 · Amount on Record
Deed Document Number	20223566290
Deed Book / Page	3634 / 167
Prior Transfer Date	Jul 18, 2019
Prior Transfer Doc	0034154622
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 22, 2022
Property Address	97 MARK ST, DESTIN, FL 32541-3571
Document Number	0036340167
Book / Page	3634 / 167
Map Reference	MB 1 PG 17
Instrument Date	Jul 15, 2022
Instrument	3566290
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	CHAMPIONSHIP TITLE AGENCY LLC, CHAMPIONSHIP TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$10,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2835 LEBANON PIKE, NASHVILLE, TN 37214-2505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 MARK ST, DESTIN, FL 32541-3571

Mortgage

Document Number	0003634169
Date	Jul 22, 2022
Instrument	3634/169

Lender

Name	FIRST MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	10.3%
Index	1-Year CMT
Max Rate	10.3%

November 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 13, 2019
Property Address	97 MARK ST, DESTIN, FL 32541-3571
Document Number	0034283219
Book / Page	003428 / 003219
Instrument Date	Oct 29, 2019
Instrument	3317920
Record Updated	Dec 6, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9424 CAVE SPRING DR BRENTWOOD TN 370272214, BRENTWOOD, TN 37027-2214

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 27, 2019
Property Address	97 MARK ST, DESTIN, FL 32541-3571
Document Number	0034154622
Book / Page	003415 / 004622
Instrument Date	Jul 18, 2019
Instrument	3300664
Transaction Type	Transfer
Record Updated	Sep 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	9424 CAVE SPRING DR BRENTWOOD TN 370272214, BRENTWOOD, TN 37027-2214

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 27, 2018
Property Address	97 MARK ST, DESTIN, FL 32541-3571
Document Number	0033650223
Book / Page	003365 / 000223
Instrument Date	Aug 16, 2018
Instrument	3228691
Transaction Type	Transfer
Record Updated	Sep 25, 2018
Title Company	SETCO SERVICES LLC-30A

Transaction

Amount	Amount Recorded
Tax	$4,305.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2835 LEBANON PIKE NASHVILLE TN 372142505, NASHVILLE, TN 37214-2505

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,056.00 (+3.11%)	$1,102,442 (+4.01%) Land $566,284 Building $536,158	$1,102,442 (+4.01%) Land $566,284 Building $536,158
2023	$12,662.00 (+50.01%)	$1,059,972 (+35.16%) Land $513,822 Building $546,150	$1,059,972 (+35.16%) Land $513,822 Building $546,150
2022	$8,441.00	$784,246 Land $467,111 Building $317,135	$784,246 Land $467,111 Building $317,135

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 117 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	460 units insured incl. 343 condo units
Nearby Flood Claims	124 (1988–2020)
Claims Outside the SFHA	83 of 124
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 18 claims Hurricane Frances, Sep 2004 · 23 claims Hurricane Opal, Oct 1995 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: LiveOak Fiber.

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