105 Mark St, Destin, FL 32541 Property Records

Okaloosa County property record for 105 Mark St, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	8 bd · 9 ba · 4,140 sqft · built 2019
Lot Size	0.172 acres (7,499 sqft)
Owner	Individual Name on Record
Last Sale	$2,461,000 (Nov 2021)
Tax Bill	$28,104 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Nov 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-5968-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-5968-5`
Alternative APN	`00-2S-22-0580-0017-0140`

Interior

Bedrooms	8 Beds
Full Baths	9 Baths
Stories	3 Stories
Building Area	4,140 sqft Heated Area
Gross Area	4,932 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2019
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Masonite/Cement Shake
Lot Area	7,499 sqft (0.172 acres)
Lot Width	50 ft Width
Porch	Open Porch
Porch Area	792 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	105 MARK ST
City	DESTIN
State	FL
Zip	32541-3572
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRYSTAL BEACH LOT 14 BLK 17
Legal Range	22
Legal Township	02S
Legal Subdivision	CRYSTAL BEACH
Legal Block	17
Legal Lot Number	14
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1045
Census Tract	23304

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	703 OAK MOUNTAIN RD NW, KENNESAW, GA 30152-5204
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2019	Deed of Trust, Mortgage · Commercial Mortgage FBT MORTGAGE
Nov 13, 2020	Deed of Trust, Mortgage · Commercial Mortgage GULF COAST BANK & TRUST CO
Nov 24, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 22, 2020	Warranty Deed, Transfer · Conventional Mortgage UBS BANK USA
Mar 12, 2019	Loan Modification, Mortgage FIRST BK
Aug 24, 2018	Warranty Deed, Transfer · Commercial Mortgage FIRST BANK AND TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2021 · Amount on Record
Deed Sale	Nov 24, 2021 · Amount on Record
Prior Sale	Dec 22, 2020 · Amount on Record
Deed Document Number	3508131
Deed Book / Page	3589 / 1920
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	105 MARK ST, DESTIN, FL 32541-3572
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034240798
Date	Oct 16, 2019
Book Page	3424/0798
Instrument	3311730

Lender

Name	FBT MORTGAGE
Address	NEW ORLEANS, LA 70112

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Sep 27, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	105 MARK ST, DESTIN, FL 32541-3572
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81292 S HUCKLEBERRY LN, BUSH, LA 70431-2548

Mortgage

Document Number	0035051797
Date	Nov 13, 2020
Book Page	3505/1797
Instrument	3407034

Lender

Name	GULF COAST BANK & TRUST CO
Type	Bank
Address	METAIRIE, LA 70005

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 2, 2021

Interest

Rate Type	Adjustable Rate

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 24, 2021
Property Address	105 MARK ST, DESTIN, FL 32541-3572
Document Number	0035891920
Book / Page	3589 / 1920
Map Reference	MB 1 PG 17
Instrument Date	Nov 22, 2021
Instrument	3508131
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17,227.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3765 COREY ABBEY DR, 3765, ALPHARETTA, GA 30022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 OAK MOUNTAIN RD NW, KENNESAW, GA 30152-5204

Mortgage

Document Number	0035891922
Date	Nov 24, 2021
Instrument	3589/1922

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 22, 2020
Property Address	105 MARK ST, DESTIN, FL 32541-3572
Document Number	0035133865
Book / Page	3513 / 3865
Map Reference	MB 1 PG 17
Instrument Date	Dec 18, 2020
Instrument	3416706
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	EMERALD COAST TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	81292 S HUCKLEBERRY LN, 81292, BUSH, LA 70431-2548

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3765 GREY ABBEY DR, ALPHARETTA, GA 30022-6477

Mortgage

Document Number	0035133867
Date	Dec 22, 2020
Instrument	3513/3867

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKALOOSA FL
Property Address	105 MARK ST, DESTIN, FL 32541-3572
Document Number	0033894550
Instrument Date	Mar 12, 2019
Transaction Type	Mortgage
Record Updated	Apr 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2455 MANDEVILLE LA 704702455, MANDEVILLE, LA 70470-2455

Mortgage

Document Number	0033894550
Date	Mar 20, 2019
Book Page	003389/004550
Instrument	3265770

Lender

Name	FIRST BK
Type	Bank
Address	SLIDELL, LA 70461

Agreement

Amount	Amount Recorded

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 24, 2018
Property Address	105 MARK ST, DESTIN, FL 32541-3572
Document Number	0033644738
Book / Page	3364 / 4738
Map Reference	MB1 PG17
Instrument Date	Aug 17, 2018
Instrument	3228523
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	MCGILL ESCROW & TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	612 CODIFER BLVD, 612, METAIRIE, LA 70005-3749

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81292 S HUCKLEBERRY LN, BUSH, LA 70431-2548

Mortgage

Document Number	0003228525
Date	Aug 24, 2018
Instrument	3228525

Lender

Name	FIRST BANK AND TRUST
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Sep 23, 2019

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$28,104.00 (+7.66%)	$2,372,977 (+1.22%) Land $566,284 Building $1,806,693	$2,372,977 (+1.22%) Land $566,284 Building $1,806,693
2023	$26,105.00 (+16.21%)	$2,344,325 (+25.76%) Land $513,822 Building $1,830,503	$2,344,325 (+25.76%) Land $513,822 Building $1,830,503
2022	$22,464.00	$1,864,153 Land $467,111 Building $1,397,042	$1,864,153 Land $467,111 Building $1,397,042

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 117 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	460 units insured incl. 343 condo units
Nearby Flood Claims	124 (1988–2020)
Claims Outside the SFHA	83 of 124
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 18 claims Hurricane Frances, Sep 2004 · 23 claims Hurricane Opal, Oct 1995 · 37 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 2019) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: LiveOak Fiber.

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