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93 Mark St, Destin, FL 32541 Property Records

Okaloosa County property record for 93 Mark St, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,092 sqft · built 1993
Lot Size0.275 acres (11,998 sqft)
Owner2 Individual Names on Record
Last Sale$535,000 (Feb 2020)
Tax Bill$5,806 (2023)
Deeds & MortgagesDec 2021 Line of Credit
Feb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-589-5974-3

Property Details

APN / Parcel Number

Primary APNC56-000-589-5974-3
Alternative APNs
  • 00-2S-22-0580-0017-0200
  • 22S200058000170200

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,092 sqft Living Area
Gross Area2,808 sqft
1st Floor Area1,092 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area11,998 sqft (0.275 acres)
Lot Width75 ft Width
Garage TypeDetached
Garage Area294 sqft
PorchFinished/Open Porch
Porch Area288 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address93 MARK ST
CityDESTIN
StateFL
Zip32541-3571
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCRYSTAL BEACH LOT 20 BLK 17 AND N1/2 OF ADJ VAC R/W 1ST AVE (AKA JOHN AVE) ORD #312
Legal SubdivisionCRYSTAL BEACH
Legal Block17
Legal Lot Number20
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1045
Census Tract23304

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address93 MARK ST, DESTIN, FL 32541-3571
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2021Deed of Trust, Mortgage · Line of Credit
TRUSTMARK NATIONAL BANK
Feb 24, 2020Warranty Deed, Transfer · Conventional Mortgage
FBT MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 24, 2020 · Amount on Record
Deed SaleFeb 24, 2020 · Amount on Record
Deed Document Number20203339592
Deed Book / Page3445 / 3791
Prior Transfer DateMar 14, 2005
Prior Transfer Doc0026284551
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address93 MARK ST, DESTIN, FL 32541-3571
Transaction TypeMortgage
Record UpdatedDec 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0035932607
DateDec 16, 2021
Book Page3593/2607
Instrument3513521
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
AddressDESTIN, FL 32541
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueNov 4, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateFeb 24, 2020
Property Address93 MARK ST, DESTIN, FL 32541-3571
Document Number0034453791
Book / Page3445 / 3791
Map ReferenceMB 1 PG 17
Instrument DateFeb 21, 2020
Instrument3339592
Transaction TypeTransfer
Record UpdatedJan 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,745.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address338 OLDE POST RD, 338, NICEVILLE, FL 32578-3904

Transferred To (Grantee/Buyer)

NameVerified Name
Address93 MARK ST, DESTIN, FL 32541-3571

Mortgage

Document Number0034453793
DateFeb 24, 2020
Instrument3445/3793
Lender
NameFBT MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption Veteran's exemption$633,882 (+20.82%)$968,522 (+24.44%) Land $736,170 Building $232,352
2023$5,806.00 (+2.31%) Homeowner's exemption$524,632 (+3%)$778,311 (+11.22%) Land $616,587 Building $161,724
2022$5,675.00 Homeowner's exemption$509,351$699,819 Land $560,534 Building $139,285

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 117 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies460 units insured
incl. 343 condo units
Nearby Flood Claims124 (1988–2020)
Claims Outside the SFHA83 of 124
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 18 claims
  • Hurricane Frances, Sep 2004 · 23 claims
  • Hurricane Opal, Oct 1995 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Verizon
Fixed Wireless		300 / 20

May also be available: LiveOak Fiber.

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