Rappahannock County property record for 97 Main St, Washington, VA 22747
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,976 sqft · built 1996 |
| Lot Size | 18.8 acres (821,280 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,600 (2025) |
| Deeds & Mortgages | Mar 2024 Reverse Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 28 58B |
| Primary APN | 28 58B |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,976 sqft Total Area |
| 1st Floor Area | 1,976 sqft |
| Basement Area | 1,104 sqft |
| Finished Basement | 1,104 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 821,280 sqft (18.8 acres) |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 468 sqft |
| Patio Area | 364 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Propane |
| Sewer | Connected |
| Account Number | 6109 |
|---|---|
| Old Parcel Number | 0 28 58B |
| Street Address | 97 MAIN ST |
| City | WASHINGTON |
| State | VA |
| Zip | 22747-1914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 18.8537 ACS 2019 #160 2017 #340 2008 #1101 1993 DB 199/563 |
| Legal Lot Number | 58B |
| Jurisdiction | RAPPAHANNOCK VA |
| Township / Civil Division | HAMPTON |
| Census Block Group | 2 |
| Census Block | 2066 |
| Census Tract | 950100 |
Source: Rappahannock County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 60 MAIN ST, WASHINGTON, VA 22747-1913 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAPPAHANNOCK VA |
| Property Address | 97 MAIN ST, WASHINGTON, VA 22747-1914 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Title Company | CHANCELLOR TITLE AGENCY, CHANCELLOR TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 97 MAIN ST, WASHINGTON, VA 22747-1914 |
| Document Number | 0000000150 |
|---|---|
| Date | Mar 5, 2024 |
| Instrument | 240000150 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 999 Months |
| Due | Jun 3, 2107 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.67% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2024 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 11.6% |
Source: Rappahannock County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Rappahannock County |
| Unified School District | Rappahannock County Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,600.00 (+3.28%) | $991,500 (-) Land $442,800 Building $548,700 | $991,500 (-) Land $442,800 Building $548,700 |
| 2023 | $4,454.00 | $991,500 Land $442,800 Building $548,700 | $991,500 Land $442,800 Building $548,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (1996–2025) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | May 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 70% of Virginia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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