176 Main St, Washington, VA 22747 Property Records

Rappahannock County property record for 176 Main St, Washington, VA 22747

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 3,040 sqft · built 1840
Lot Size	2.61 acres (114,040 sqft)
Owner	Individual Name on Record
Last Sale	$1,500,000 (Aug 2019)
Tax Bill	$7,977 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0 20A 1 64`

Property Details

APN / Parcel Number

Primary APN	`0 20A 1 64`
Alternative APNs	`20A 1 64` `1960`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,040 sqft Total Area
1st Floor Area	1,632 sqft
Basement Area	1,469 sqft
Finished Basement	1,469 sqft
Flooring	Softwood
Interior Walls	Plaster
Fireplaces	4 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1840
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Stone
Roof Type	Gable
Roof Material	Metal
Lot Area	114,040 sqft (2.61 acres)
Terrain	Rolling
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	272 sqft
Patio Area	344 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Propane
Sewer	Connected

Location & Zoning

Account Number	1960
Old Parcel Number	0 20A 1 64
Street Address	176 MAIN ST
City	WASHINGTON
State	VA
Zip	22747-1915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.618 ACS 2022 #1206 2009 #871 2019 #639 1994 DB 208/582
Jurisdiction	RAPPAHANNOCK VA
Township / Civil Division	HAMPTON
Census Block Group	2
Census Block	2072
Census Tract	950100

Owner

Source: Rappahannock County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 254, WASHINGTON, VA 22747-0254
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2019	Trustee's Deed, Transfer BANK FUND STAFF FCU
Aug 6, 2019	Warranty Deed, Transfer BANK FUND STAFF FCU
Feb 3, 2017	Trustee's Deed, Construction Loan · Construction Mortgage 2101 LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2019 · Amount on Record
Deed Sale	Aug 6, 2019 · Amount on Record
Prior Transfer Date	Jun 30, 2009
Prior Transfer Doc	090000871
Record Updated	Jun 8, 2026

August 2019: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	RAPPAHANNOCK VA
Recording Date	Aug 6, 2019
Property Address	176 MAIN ST, WASHINGTON, VA 22747-1915
Document Number	190000639
Instrument Date	Aug 6, 2019
Instrument	639
Transaction Type	Transfer
Record Updated	Sep 4, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2417 O ST NW WASHINGTON DC 20007, WASHINGTON, DC 20007

Mortgage

Document Number	190000640
Date	Aug 6, 2019
Instrument	640

Lender

Name	BANK FUND STAFF FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAPPAHANNOCK VA
Recording Date	Aug 6, 2019
Property Address	176 MAIN ST, WASHINGTON, VA 22747-1915
Document Number	190000639
Instrument Date	Aug 6, 2019
Instrument	639
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2417 O ST NW WASHINGTON DC 20007, WASHINGTON, DC 20007

Mortgage

Document Number	190000640
Date	Aug 6, 2019
Instrument	640

Lender

Name	BANK FUND STAFF FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%

February 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	RAPPAHANNOCK VA
Recording Date	Feb 3, 2017
Property Address	176 MAIN ST, WASHINGTON, VA 22747-1915
Instrument Date	Jan 31, 2017
Instrument	115
Transaction Type	Construction Loan
Record Updated	Feb 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	170000115
Date	Feb 3, 2017
Instrument	115

Lender

Name	2101 LLC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 2, 2018

Tax Assessment & Valuation

Source: Rappahannock County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Rappahannock County
Municipality	Washington Town
Unified School District	Rappahannock County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,977.00 (+3.29%)	$1,266,200 (-) Land $346,400 Building $919,800	$1,266,200 (-) Land $346,400 Building $919,800
2023	$7,723.00	$1,266,200 Land $346,400 Building $919,800	$1,266,200 Land $346,400 Building $919,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1996–2025)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 61% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WASHINGTON serves 198 people · EPA ID VA6157400
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Jan 2025
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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