Rappahannock County property record for 131 Main St, Washington, VA 22747
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,858 sqft · built 1977 |
| Lot Size | 1.92 acres (83,635 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,982 (2025) |
| Deeds & Mortgages | Oct 2024 Construction Loan Oct 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0 29 2 |
| Primary APN | 0 29 2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 3,858 sqft Total Area |
| Gross Area | 9,567 sqft |
| 1st Floor Area | 1,612 sqft |
| Basement Area | 1,064 sqft |
| Unfinished Basement | 1,064 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 83,635 sqft (1.92 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 1,196 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 1,039 sqft |
| Deck Area | 171 sqft |
| Patio Area | 434 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 2637 |
|---|---|
| Street Address | 131 MAIN ST |
| City | WASHINGTON |
| State | VA |
| Zip | 22747-1916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 1.92 ACS 2022 #1057 1973 DB 108/155 |
| Jurisdiction | RAPPAHANNOCK VA |
| Township / Civil Division | HAMPTON |
| Census Block Group | 2 |
| Census Block | 2066 |
| Census Tract | 950100 |
Source: Rappahannock County records, as of January 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 131 MAIN ST, WASHINGTON, VA 22747-1916 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Oct 7, 2024 | Deed of Trust, Mortgage · Construction Mortgage FIRST HERITAGE MORTGAGE LLC |
| Oct 16, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC |
| Sep 21, 2022 | Gift Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 21, 2022 |
| Transfer Doc | 0000001057 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAPPAHANNOCK VA |
| Property Address | 131 MAIN ST, WASHINGTON, VA 22747-1916 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|---|
| Address | 131 MAIN ST, WASHINGTON, VA 22747-1916 |
| Document Number | 0000000736 |
|---|---|
| Date | Oct 7, 2024 |
| Instrument | 240000736 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Nov 1, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 0.87% |
| Max Rate At Change | 18% |
| Index | Prime Rate |
| Max Rate | 18% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAPPAHANNOCK VA |
| Property Address | 131 MAIN ST, WASHINGTON, VA 22747-1916 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000799 |
|---|---|
| Date | Oct 16, 2025 |
| Instrument | 250000799 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | RAPPAHANNOCK VA |
| Recording Date | Sep 21, 2022 |
| Property Address | 131 MAIN ST, WASHINGTON, VA 22747-1916 |
| Document Number | 0000001057 |
| Instrument Date | Sep 21, 2022 |
| Instrument | 220001057 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 131 MAIN ST, WASHINGTON, VA 22747-1916 |
Source: Rappahannock County assessment roll, as of January 30, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Rappahannock County |
| Unified School District | Rappahannock County Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,982.00 (+127.8%) | $632,200 (+120.59%) Land $118,400 Building $513,800 | $632,200 (+120.59%) Land $118,400 Building $513,800 |
| 2023 | $1,748.00 | $286,600 Land $118,400 Building $168,200 | $286,600 Land $118,400 Building $168,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (1996–2025) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | May 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 69% of Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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