Essex County and Newbury Town property record for 97 Main St, Byfield, MA 01922
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,328 sqft · built 1956 |
| Lot Size | 0.499 acres (21,741 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $500,000 (Oct 2021) |
| Tax Bill | $4,413 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | NEWB M:0U12 B:0000 L:00050 |
| Primary APN | NEWB M:0U12 B:0000 L:00050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,328 sqft Living Area |
| Gross Area | 3,392 sqft |
| Basement Area | 1,064 sqft |
| Unfinished Basement | 1,064 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,741 sqft (0.499 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 97 MAIN ST |
|---|---|
| City | BYFIELD |
| State | MA |
| Zip | 01922-1106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR4 |
| Legal Subdivision | LAND MAIN STREET NEWBURY |
| Legal Lot Number | 50 |
| Jurisdiction | NEWBURY MA |
| Township / Civil Division | NEWBURY |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 269100 |
Source: Essex County and Newbury Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 97 MAIN ST, BYFIELD, MA 01922-1106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2023 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Oct 19, 2021 | Quit Claim Deed, Transfer · FHA Mortgage LUXURY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 2021 · Amount on Record |
| Deed Sale | Oct 19, 2021 · Amount on Record |
| Prior Sale | Sep 20, 2007 · Amount on Record |
| Deed Book / Page | 40394 / 265 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWBURY MA |
| Property Address | 97 MAIN ST, NEWBURY, MA 01922-1106 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0041722-85 |
|---|---|
| Date | Aug 21, 2023 |
| Book Page | 41722/85 |
| Instrument | 20230821001430 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Sep 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEWBURY MA |
| Recording Date | Oct 19, 2021 |
| Property Address | 97 MAIN ST, NEWBURY, MA 01922-1106 |
| Document Number | 040394-265 |
| Book / Page | 40394 / 265 |
| Instrument Date | Oct 19, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 97 MAIN ST, NEWBURY, MA 01922-1106 |
| Document Number | 0040394269 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 40394/269 |
| Name | LUXURY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Newbury Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Newbury Town |
| Unified School District | Triton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,413.00 (+5.3%) | $592,300 (+8.54%) Land $325,800 Building $266,500 | $619,400 |
| 2024 | $4,191.00 (+0.65%) | $545,700 (+13.62%) Land $291,500 Building $254,200 | |
| 2023 | $4,164.00 | $480,300 Land $248,600 Building $231,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1996–2006) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2006 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BYFIELD WATER DISTRICT serves 2,228 people · EPA ID MA3205001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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