99 Main St, Byfield, MA 01922 Property Records

Essex County and Newbury Town property record for 99 Main St, Byfield, MA 01922

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,829 sqft · built 1932
Lot Size	0.559 acres (24,354 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,528 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`NEWB M:0U12 B:0000 L:00051`

Property Details

APN / Parcel Number

Primary APN	`NEWB M:0U12 B:0000 L:00051`
Alternative APN	`NBRY M:0U12 B:0000 L:00051`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,829 sqft Living Area
Gross Area	3,433 sqft
Basement Area	1,175 sqft
Unfinished Basement	822 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,354 sqft (0.559 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	99 MAIN ST
City	BYFIELD
State	MA
Zip	01922-1106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR4
Legal Subdivision	ESTATE LAMONT P MOONEY
Legal Lot Number	51
Jurisdiction	NEWBURY MA
Township / Civil Division	NEWBURY
Census Block Group	4
Census Block	4003
Census Tract	269100

Owner

Source: Essex County and Newbury Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 247, BYFIELD, MA 01922-0247
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWBURY MA
Property Address	99 MAIN ST, NEWBURY, MA 01922-1106
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	043127-214
Date	Dec 15, 2025
Book Page	43127/214
Instrument	20251215001000

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	289 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Newbury Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Newbury Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,528.00 (+5.65%)	$607,800 (+8.91%) Land $368,200 Building $239,600	$571,330
2024	$4,286.00 (-2.99%)	$558,100 (+9.52%) Land $329,500 Building $228,600
2023	$4,418.00	$509,600 Land $281,000 Building $228,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1996–2006)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BYFIELD WATER DISTRICT serves 2,228 people · EPA ID MA3205001
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20