Essex County and Newbury Town property record for 86 Main St, Byfield, MA 01922
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,248 sqft · built 1900 |
| Lot Size | 0.431 acres (18,779 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $210,500 (Jun 1995) |
| Tax Bill | $4,729 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit May 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | NEWB M:0U11 B:0000 L:00006 |
| Primary APN | NEWB M:0U11 B:0000 L:00006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,248 sqft Living Area |
| Gross Area | 2,810 sqft |
| Basement Area | 835 sqft |
| Unfinished Basement | 835 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,779 sqft (0.431 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 86 MAIN ST |
|---|---|
| City | BYFIELD |
| State | MA |
| Zip | 01922-1101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR4 |
| Legal Lot Number | 6 |
| Jurisdiction | NEWBURY MA |
| Township / Civil Division | NEWBURY |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 269100 |
Source: Essex County and Newbury Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 86 MAIN ST, BYFIELD, MA 01922-1101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2022 | Deed of Trust, Mortgage · Line of Credit BANGOR SAVINGS BANK |
| May 20, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK |
| Feb 22, 2018 | Deed of Trust, Mortgage · Conventional with PMI FIRST CHOICE LN SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 6, 1995 · Amount on Record |
| Deed Sale | Jun 6, 1995 · Amount on Record |
| Prior Sale | Apr 11, 1994 · Amount on Record |
| Deed Book / Page | 13048 / 262 |
| Transfer Doc | 27793-372 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWBURY MA |
| Property Address | 86 MAIN ST, NEWBURY, MA 01922-1101 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 041017-403 |
|---|---|
| Date | Jun 22, 2022 |
| Book Page | 41017/403 |
| Instrument | 20220622002920 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWBURY MA |
| Property Address | 86 MAIN ST, NEWBURY, MA 01922-1101 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38535-263 |
|---|---|
| Date | May 20, 2020 |
| Book Page | 38535/263 |
| Instrument | 20200520003030 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWBURY MA |
| Property Address | 86 MAIN ST, NEWBURY, MA 01922-1101 |
| Document Number | 36554-135 |
| Instrument Date | Feb 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2018 |
| Name | Verified Name |
|---|
| Document Number | 36554-135 |
|---|---|
| Date | Feb 27, 2018 |
| Book Page | 036554/000135 |
| Instrument | 1802274070 |
| Name | FIRST CHOICE LN SVCS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 26, 2038 |
Source: Essex County and Newbury Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Newbury Town |
| Unified School District | Triton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,729.00 (+5.02%) | $634,700 (+8.26%) Land $355,000 Building $279,700 | $545,015 |
| 2024 | $4,503.00 (+0.63%) | $586,300 (+13.58%) Land $317,600 Building $268,700 | |
| 2023 | $4,475.00 | $516,200 Land $270,900 Building $245,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1996–2006) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2006 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BYFIELD WATER DISTRICT serves 2,228 people · EPA ID MA3205001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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