97 Lantern Way, Nicholasville, KY 40356 Property Records

Jessamine County property record for 97 Lantern Way, Nicholasville, KY 40356

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,446 sqft · built 1986
Lot Size	1 acre (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Jan 2012)
Tax Bill	$4,645 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Nov 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`042-30-03-018.00`

Property Details

APN / Parcel Number

Primary APN	`042-30-03-018.00`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,446 sqft Living Area
Basement Area	1,186 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Exterior Material	Brick Veneer
Foundation Type	Block
Lot Area	43,560 sqft
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	97 LANTERN WAY
City	NICHOLASVILLE
State	KY
Zip	40356-9009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2, BLOCK B, SECTION O OF THE CROSSWOODS SUBDIVISION
Legal Subdivision	CROSSWOODS
Legal Block	B
Legal Lot Number	2
Jurisdiction	JESSAMINE KY
Township / Civil Division	KEENE
Census Block Group	1
Census Block	1019
Census Tract	60600

Owner

97 Lantern Way is owned and occupied by two individuals who bought it in January 2012.

Source: Jessamine County records, as of December 5, 2025

Owner of Record	2 Individual Names on File
Mailing Address	97 LANTERN WAY, NICHOLASVILLE, KY 40356-9009
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Deed of Trust, Mortgage CENTRAL BANK & TRUST CO
Nov 20, 2018	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK & TRUST CO
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2012 · Amount on File
Deed Sale	Jan 20, 2012 · Amount on File
Deed Document Number	277290
Deed Book / Page	D663 / 483
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	97 LANTERN WAY, NICHOLASVILLE, KY 40356-9009
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 LANTERN WAY, NICHOLASVILLE, KY 40356-9009

Mortgage

Document Number	0000432639
Date	Nov 9, 2022
Book Page	M1530/691
Instrument	432639

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Amount	Amount on Record
Term	119 Months
Due	Oct 20, 2032

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	97 LANTERN WAY, NICHOLASVILLE, KY 40356-9009
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000371169
Date	Nov 20, 2018
Book Page	M1349/757
Instrument	371169

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 19, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	97 LANTERN WAY, NICHOLASVILLE, KY 40356-9009
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	LAND GROUP TITLE & CLOSINGS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000395935
Date	Dec 18, 2020
Book Page	M1434/924
Instrument	395935

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 97 Lantern Way was $4,645.

Source: Jessamine County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Jessamine County
Unified School District	Jessamine County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,645.00	$405,000 Land $60,000 Building $345,000	$405,000 Land $60,000 Building $345,000
2023	$4,698.00	$405,000 Land $60,000 Building $345,000	$405,000 Land $60,000 Building $345,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97 Lantern Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 97 Lantern Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JESSAMINE S ELKHORN WATER DIST serves 8,826 people · EPA ID KY0570249
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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