92 Lantern Way, Nicholasville, KY 40356 Property Records

Jessamine County property record for 92 Lantern Way, Nicholasville, KY 40356

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,745 sqft · built 1985
Lot Size	1 acre (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$443,000 (Jul 2019)
Tax Bill	$5,960 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jul 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`042-30-01-014.00`

Property Details

APN / Parcel Number

Primary APN	`042-30-01-014.00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,745 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Exterior Material	Brick/Stone
Foundation Type	Block
Lot Area	43,560 sqft
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	92 LANTERN WAY
City	NICHOLASVILLE
State	KY
Zip	40356-9007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	7A
Legal Subdivision	CROSSWOODS
Legal Block	A
Legal Lot Number	7
Jurisdiction	JESSAMINE KY
Township / Civil Division	KEENE
Census Block Group	1
Census Block	1018
Census Tract	60600

Owner

92 Lantern Way is owned and occupied by two individuals who bought it in July 2019.

Source: Jessamine County records, as of December 5, 2025

Owner of Record	2 Individual Names on File
Mailing Address	92 LANTERN WAY, NICHOLASVILLE, KY 40356-9007
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF LEXINGTON INC
Jul 26, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF LEXINGTON INC
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF LEXINGTON INC
Jul 31, 2020	Deed of Trust, Mortgage · Commercial Mortgage BANK OF LEXINGTON INC
Jul 1, 2019	Grant Deed, Transfer · Construction Mortgage BANK OF LEXINGTON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2019 · Amount on File
Deed Sale	Jul 1, 2019 · Amount on File
Prior Sale	Jun 3, 2005 · Amount on File
Deed Document Number	377183
Deed Book / Page	D794 / 338
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	92 LANTERN WAY, NICHOLASVILLE, KY 40356-9007
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 LANTERN WAY, NICHOLASVILLE, KY 40356-9007

Mortgage

Document Number	0000558059
Date	Jan 13, 2026
Book Page	M1629/931
Instrument	558059

Lender

Name	BANK OF LEXINGTON INC
Type	Bank
Address	1949 NICHOLASVILLE RD, LEXINGTON, KY 40503

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 10, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	92 LANTERN WAY, NICHOLASVILLE, KY 40356-9007
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 LANTERN WAY, NICHOLASVILLE, KY 40356-9007

Mortgage

Document Number	0000421012
Date	Jul 26, 2022
Book Page	M1520/775
Instrument	421012

Lender

Name	BANK OF LEXINGTON INC
Type	Bank
Address	LEXINGTON, KY 40503

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Aug 10, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	92 LANTERN WAY, NICHOLASVILLE, KY 40356-9007
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000396689
Date	Jan 11, 2021
Book Page	M1438/257
Instrument	396689

Lender

Name	BANK OF LEXINGTON INC
Type	Bank
Address	LEXINGTON, KY 40503

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	92 LANTERN WAY, NICHOLASVILLE, KY 40356-9007
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000390710
Date	Jul 31, 2020
Book Page	M1413/239
Instrument	390710

Lender

Name	BANK OF LEXINGTON INC
Type	Bank
Address	LEXINGTON, KY 40503

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JESSAMINE KY
Recording Date	Jul 1, 2019
Property Address	92 LANTERN WAY, NICHOLASVILLE, KY 40356-9007
Document Number	0000377183
Book / Page	000794 / 000338
Instrument Date	Jun 24, 2019
Instrument	377183
Transaction Type	Transfer
Record Updated	Jul 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$443.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	501 BRANNON RD NICHOLASVILLE KY 403568718, NICHOLASVILLE, KY 40356-8718

Mortgage

Document Number	377184
Date	Jul 1, 2019
Book Page	001366/000439
Instrument	377184

Lender

Name	BANK OF LEXINGTON
Type	Bank
Address	LEXINGTON, KY 40503

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 30, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 92 Lantern Way was $5,960.

Source: Jessamine County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Jessamine County
Unified School District	Jessamine County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,960.00	$519,639 Land $70,380 Building $449,259	$519,639 Land $70,380 Building $449,259
2023	$6,027.00	$519,639 Land $70,380 Building $449,259	$519,639 Land $70,380 Building $449,259

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 92 Lantern Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 92 Lantern Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JESSAMINE S ELKHORN WATER DIST serves 8,826 people · EPA ID KY0570249
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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