Jessamine County property record for 98 Lantern Way, Nicholasville, KY 40356
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,877 sqft · built 1984 |
| Lot Size | 1 acre (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $370,000 (Sep 2018) |
| Tax Bill | $4,978 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Mar 2019 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 042-30-01-017.00 |
| Primary APN | 042-30-01-017.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,877 sqft Living Area |
| Basement Area | 1,877 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Lot Area | 43,560 sqft |
| Garage Type | Attached |
| Cooling System | Central |
|---|
| Street Address | 98 LANTERN WAY |
|---|---|
| City | NICHOLASVILLE |
| State | KY |
| Zip | 40356-9007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4A |
| Legal Subdivision | CROSSWOODS |
| Legal Block | A |
| Legal Lot Number | 4 |
| Jurisdiction | JESSAMINE KY |
| Township / Civil Division | KEENE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 60600 |
98 Lantern Way is owned and occupied by an individual who bought it in September 2018.
Source: Jessamine County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 98 LANTERN WAY, NICHOLASVILLE, KY 40356-9007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Mar 11, 2019 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/CTRL KY |
| Sep 17, 2018 | Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO |
| Jul 25, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage BANK OF LEXINGTON |
| Sep 29, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF LEXINGTON |
| Dec 16, 2016 | Deed of Trust, Mortgage · Line of Credit BANK OF LEXINGTON |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2018 · Amount on File |
| Deed Sale | Sep 17, 2018 · Amount on File |
| Prior Sale | Jun 4, 2013 · Amount on File |
| Deed Document Number | 369403 |
| Deed Book / Page | D783 / 470 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Property Address | 98 LANTERN WAY, NICHOLASVILLE, KY 40356-9007 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000409451 |
|---|---|
| Date | Nov 24, 2021 |
| Book Page | M1491/698 |
| Instrument | 409451 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Oct 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Property Address | 98 LANTERN WAY, NICHOLASVILLE, KY 40356-9007 |
| Document Number | 0000374731 |
| Instrument Date | Mar 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 98 LANTERN WAY NICHOLASVILLE KY 403569007, NICHOLASVILLE, KY 40356-9007 |
| Document Number | 0000374731 |
|---|---|
| Date | Apr 5, 2019 |
| Book Page | 001359/000506 |
| Instrument | 374731 |
| Name | FIFTH THIRD BK/CTRL KY |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 4, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Recording Date | Sep 17, 2018 |
| Property Address | 98 LANTERN WAY, NICHOLASVILLE, KY 40356-9007 |
| Document Number | 0000369403 |
| Book / Page | D783 / 470 |
| Map Reference | CAB 2 SL 32 |
| Instrument Date | Sep 13, 2018 |
| Instrument | 369403 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2021 |
| Title Company | FOUNDATION TITLE AND ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $370.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 116 VICTORY AVE, 116, LEXINGTON, KY 40502-1536 |
| Name | Verified Name |
|---|---|
| Address | 98 LANERN WAY, NICHOLASVILLE, KY 40356-9007 |
| Document Number | 0000369404 |
|---|---|
| Date | Sep 17, 2018 |
| Instrument | 369404 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Recording Date | Jul 25, 2018 |
| Property Address | 98 LANTERN WAY, NICHOLASVILLE, KY 40356-9007 |
| Book / Page | 001338 / 000302 |
| Instrument Date | Jul 19, 2018 |
| Instrument | 367782 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 14, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 116 VICTORY AVE LEXINGTON KY 405021536, LEXINGTON, KY 40502-1536 |
| Document Number | 0000367782 |
|---|---|
| Date | Jul 25, 2018 |
| Book Page | 001338/000302 |
| Instrument | 367782 |
| Name | BANK OF LEXINGTON |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40502 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jul 24, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Property Address | 98 LANTERN WAY, NICHOLASVILLE, KY 40356-9007 |
| Document Number | 0000358955 |
| Book / Page | 001305 / 000535 |
| Instrument Date | Sep 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 98 LANTERN WAY NICHOLASVILLE KY 403569007, NICHOLASVILLE, KY 40356-9007 |
| Document Number | 0000358955 |
|---|---|
| Date | Oct 10, 2017 |
| Book Page | 001305/000535 |
| Instrument | 358955 |
| Name | BANK OF LEXINGTON |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40502 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 9, 2027 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Property Address | 98 LANTERN WAY, NICHOLASVILLE, KY 40356-9007 |
| Document Number | 0000350051 |
| Book / Page | 001271 / 000445 |
| Instrument Date | Dec 16, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 98 LANTERN WAY NICHOLASVILLE KY 403569007, NICHOLASVILLE, KY 40356-9007 |
| Document Number | 0000350051 |
|---|---|
| Date | Jan 3, 2017 |
| Book Page | 001271/000445 |
| Instrument | 350051 |
| Name | BANK OF LEXINGTON |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40503 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 2, 2027 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 98 Lantern Way was $4,978.
Source: Jessamine County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Jessamine County |
| Unified School District | Jessamine County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,978.00 | $434,010 Land $70,380 Building $363,630 | $434,010 Land $70,380 Building $363,630 |
| 2023 | $5,034.00 | $434,010 Land $70,380 Building $363,630 | $434,010 Land $70,380 Building $363,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 98 Lantern Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 98 Lantern Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JESSAMINE S ELKHORN WATER DIST serves 8,826 people · EPA ID KY0570249 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Windstream.
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