Hernando County property record for 97 Gillian Dr, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,264 sqft · built 1995 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $145,000 (Feb 2018) |
| Tax Bill | $2,837 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Nov 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R33-223-18-2666-0000-0230 |
| Primary APN | R33-223-18-2666-0000-0230 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,264 sqft Living Area |
| 1st Floor Area | 2,264 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 288 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 1,286 sqft |
| Deck Area | 49 sqft |
| Patio Area | 641 sqft |
| Utility Building | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01180251 |
|---|---|
| Street Address | 97 GILLIAN DR |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-9372 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LINDEN RETREAT LOT 23 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 33 |
| Legal Subdivision | LINDEN RETREAT |
| Legal Lot Number | 23 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 4 |
| Census Block | 4029 |
| Census Tract | 40906 |
Source: Hernando County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 97 GILLIAN DR, SPRING HILL, FL 34609-9372 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU |
| Nov 15, 2018 | Deed of Trust, Mortgage · Line of Credit GTE FCU |
| Nov 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU |
| Feb 26, 2018 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 26, 2018 · Amount on Record |
| Deed Sale | Feb 26, 2018 · Amount on Record |
| Deed Document Number | 2018011542 |
| Deed Book / Page | 3556 / 1241 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 97 GILLIAN DR, SPRING HILL, FL 34609-9372 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Title Company | FIRST INTERNATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0040430557 |
|---|---|
| Date | Aug 19, 2021 |
| Book Page | 4043/557 |
| Instrument | 2021062196 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 97 GILLIAN DR, SPRING HILL, FL 34609-9372 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0036421756 |
|---|---|
| Date | Nov 15, 2018 |
| Book Page | 3642/1756 |
| Instrument | 2018068892 |
| Name | GTE FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 97 GILLIAN DR, SPRING HILL, FL 34609-9372 |
| Document Number | 0037760721 |
| Instrument Date | Nov 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 97 GILLIAN DR SPRING HILL FL 346099372, SPRING HILL, FL 34609-9372 |
| Document Number | 0037760721 |
|---|---|
| Date | Nov 21, 2019 |
| Book Page | 003776/000721 |
| Instrument | 73617 |
| Name | SUNCOAST CU |
|---|---|
| Address | TAMPA, FL 33610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 20, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Feb 26, 2018 |
| Property Address | 97 GILLIAN DR, SPRING HILL, FL 34609-9372 |
| Document Number | 0035561241 |
| Book / Page | 3556 / 1241 |
| Map Reference | MB23 PG33 |
| Instrument Date | Feb 22, 2018 |
| Instrument | 2018011542 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,015.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13000 SW 15TH CT, 13000, PEMBROKE PINES, FL 33027-2440 |
| Name | Verified Name |
|---|---|
| Address | 97 GILLIAN DR, SPRING HILL, FL 34609-9372 |
| Document Number | 2018011543 |
|---|---|
| Date | Feb 26, 2018 |
| Instrument | 2018011543 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2048 |
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,837.00 (+1.9%) Additional exemption filed | $238,177 (+6.85%) | $385,271 (+6.08%) Land $42,145 Building $343,126 |
| 2023 | $222,903 Land $222,903 | ||
| 2022 | $2,784.00 | $363,196 Land $42,145 Building $321,051 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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