Santa Cruz County property record for 97 Gaffey Rd, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Lot Size | 20.2 acres (879,912 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,560 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 109-181-25 |
| Primary APN | 109-181-25 |
|---|---|
| Alternative APN |
|
| Lot Area | 879,912 sqft |
|---|
| Street Address | 97 GAFFEY RD |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-9731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SU |
| Legal Subdivision | SALSIPUEDES RHO |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 123300 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 97 GAFFEY RD, WATSONVILLE, CA 95076-9731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $90,587 (+2%) Land $38,854 Building $51,733 | ||
| 2025 | $1,560.00 (+14.96%) Homeowner's exemption | $88,810 (+4.04%) Land $38,092 Building $50,718 | |
| 2023 | $1,357.00 (+2.57%) Homeowner's exemption | $85,362 Land $36,613 Building $48,749 | $1,529,370 |
| 2022 | $1,323.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 2 (2022–2023) |
| Most Recent Claim | Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 49% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures