Santa Clara County property record for 81 Gaffey Rd, Watsonville, CA 95076
| Property Type | Commercial |
|---|---|
| Details | 1 bd · 1 ba · 846 sqft · built 1943 |
| Lot Size | 4.83 acres (210,525 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,072 (2025) |
| Deeds & Mortgages | Dec 2016 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 109-181-22 |
| Primary APN | 109-181-22 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Building Area | 846 sqft |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 210,525 sqft |
| View / Lot | Ocean |
| Deck Area | 490 sqft |
| Patio Area | 490 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 81 GAFFEY RD |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-9731 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | RA |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | LLAGAS-UVAS |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 512200 |
81 Gaffey Rd, a commercial property, is owned by two individuals who acquired it in March 2015.
Source: Santa Clara County records, as of August 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 73 GAFFEY RD, WATSONVILLE, CA 95076-9731 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 3, 2015 |
| Transfer Doc | 0000010723 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 81 GAFFEY RD, WATSONVILLE, CA 95076-9731 |
| Document Number | 0000000047 |
| Instrument Date | Dec 19, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2017 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 73 GAFFEY RD WATSONVILLE CA 950769731, WATSONVILLE, CA 95076-9731 |
| Document Number | 0000000047 |
|---|---|
| Date | Jan 3, 2017 |
| Instrument | 47 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 81 Gaffey Rd was $4,072.
Source: Santa Clara County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Unified School District | Gilroy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $343,276 (+2%) Land $313,804 Building $29,472 | |
| 2025 | $4,072.00 | $336,546 Land $307,652 Building $28,894 |
| 2023 | $3,682.00 (+1.66%) | $323,476 Land $295,704 Building $27,772 |
| 2022 | $3,622.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 81 Gaffey Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 81 Gaffey Rd is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 47% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
May also be available: Cruzio.
5G and 4G LTE (outdoors only)
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