73 Gaffey Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 73 Gaffey Rd, Watsonville, CA 95076

Property Summary

Property TypeRecreational Vacant Land
Details5 bd · 1 ba · 1,826 sqft · built 1886
Lot Size23.8 acres (1,038,558 sqft)
Owner2 Individual Names on File
Tax Bill$4,440 (2025)
Deeds & MortgagesDec 2016 Line of Credit
Flood ZoneZone X (minimal risk)
APN109-181-24

Property Details

APN / Parcel Number

Primary APN109-181-24
Alternative APN
  • 109-181-24-000

Interior

Bedrooms5 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Building Area1,826 sqft Gross Area

Exterior

Year BuiltBuilt 1886
Effective Year BuiltEffective 1886
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area1,038,558 sqft
TerrainSteep
Garage TypeAttached
Garage Area360 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Street Address73 GAFFEY RD
CityWATSONVILLE
StateCA
Zip95076-9731
Property CategoryPublic Works
Property TypePublic Works > Recreational Vacant Land
Local Zoning CodeRA
Legal SubdivisionMAP OF STEPHEN SCURICHS
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group1
Census Block1030
Census Tract122401

Owner

73 Gaffey Rd, recreational vacant land, is owned and occupied by two individuals who acquired it in March 2015.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record2 Individual Names on File
Mailing Address73 GAFFEY RD, WATSONVILLE, CA 95076-9731
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 3, 2015
Transfer Doc0000010723
Record UpdatedSep 20, 2026

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address73 GAFFEY RD, WATSONVILLE, CA 95076-9731
Document Number0000000047
Instrument DateDec 19, 2016
Transaction TypeMortgage
Record UpdatedJan 13, 2017
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address73 GAFFEY RD WATSONVILLE CA 950769731, WATSONVILLE, CA 95076-9731

Mortgage

Document Number0000000047
DateJan 3, 2017
Instrument47
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 73 Gaffey Rd was $4,440.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$343,278 (+2%) Land $232,318 Building $110,960
2025$4,440.00$336,548 Land $227,764 Building $108,784
2023$4,010.00 (+1.98%)$323,480 Land $218,920 Building $104,560$1,076,760
2022$3,932.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 73 Gaffey Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1996–2023)
Claims Outside the SFHA1 of 2
Most Recent ClaimMar 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 73 Gaffey Rd is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 46% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Razzolink
Fixed Wireless
500 / 250
Etheric Networks
Fixed Wireless
250 / 100

May also be available: Cruzio.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Gaffey Rd

Nearby Streets

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