97 Frontier St, Coto De Caza (Trabuco Canyon), CA 92679 Property Records

Orange County property record for 97 Frontier St, Coto De Caza, CA 92679

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,506 sqft · built 1997
Lot Size	0.106 acres (4,600 sqft)
Owner	Individual Name on Record
Last Sale	$770,000 (Dec 2019)
Tax Bill	$8,562 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Jun 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`779-091-31`

Property Details

APN / Parcel Number

Primary APN	`779-091-31`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,506 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	4,600 sqft (0.106 acres)
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	97 FRONTIER ST
City	TRABUCO CANYON
State	CA
Zip	92679-5345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 14959 BLK LOT 59
Legal Subdivision	TRACT NO 14959
Legal Tract	14959
Legal Lot Number	59
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	1
Census Block	1000
Census Tract	32045

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	97 FRONTIER ST, TRABUCO CANYON, CA 92679-5345
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2019	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 21, 2019	Deed of Trust, Mortgage · Line of Credit ORANGE CNTYS CU
Aug 8, 2017	Deed of Trust, Mortgage · Line of Credit ORANGE CNTYS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2019 · Amount on Record
Deed Sale	Dec 19, 2019 · Amount on Record
Prior Sale	Mar 3, 2014 · Amount on Record
Deed Document Number	2019533275
Prior Transfer Date	Jul 29, 2004
Prior Transfer Doc	0000751843
Record Updated	Oct 29, 2026

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 19, 2019
Property Address	97 FRONTIER ST, COTO DE CAZA, CA 92679-5345
Document Number	0000533275
Map Reference	MB 726 PG 22-27
Instrument Date	Dec 17, 2019
Instrument	2019000533275
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	97 FRONTIER ST, TRABUCO CANYON, CA 92679-5345

Mortgage

Document Number	0000533276
Date	Dec 19, 2019
Instrument	2019000533276

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	97 FRONTIER ST, COTO DE CAZA, CA 92679-5345
Document Number	0000226400
Instrument Date	Jun 21, 2019
Transaction Type	Mortgage
Record Updated	Jul 4, 2019
Title Company	CHICAGO TITLE-INLAND EMPIRE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	97 FRONTIER ST TRABUCO CANYON CA 926795345, TRABUCO CANYON, CA 92679-5345

Mortgage

Document Number	0000226400
Date	Jun 27, 2019
Instrument	226400

Lender

Name	ORANGE CNTYS CU
Type	Credit Union
Address	SANTA ANA, CA 92705

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2049

Interest

Rate Type	Adjustable Rate
Rate	12%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	97 FRONTIER ST, COTO DE CAZA, CA 92679-5345
Document Number	0000341213
Instrument Date	Aug 8, 2017
Transaction Type	Mortgage
Record Updated	Aug 22, 2017
Title Company	CHICAGO TITLE-INLAND EMPIRE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	97 FRONTIER ST TRABUCO CANYON CA 926795345, TRABUCO CANYON, CA 92679-5345

Mortgage

Document Number	0000341213
Date	Aug 14, 2017
Instrument	341213

Lender

Name	ORANGE CNTYS CU
Type	Credit Union
Address	SANTA ANA, CA 92705

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 13, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$858,947 (+2%) Land $635,846 Building $223,101
2025	$8,562.00 (+4.31%)	$842,105 (+4.04%) Land $623,378 Building $218,727
2023	$8,208.00 (+1.99%)	$809,406 Land $599,171 Building $210,235
2022	$8,048.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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