97 Franklin Ave, Valhalla, NY 10595 Property Records

Westchester County and Mount Pleasant Town property record for 97 Franklin Ave, Valhalla, NY 10595

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,712 sqft · built 1930
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$487,500 (Dec 2009)
Tax Bill$15,895 (2026)
Deeds & MortgagesAug 2020 Mortgage
Aug 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN553489 117.15-2-67

Property Details

APN / Parcel Number

Primary APN553489 117.15-2-67
Alternative APNs
  • 348911701500020670000000
  • 13244000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,712 sqft Living Area
1st Floor Area856 sqft
2nd Floor Area856 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area7,405 sqft (0.17 acres)
PorchSlab

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number13244000
Street Address97 FRANKLIN AVE
CityVALHALLA
StateNY
Zip10595-1905
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal SubdivisionSECTION ONE MAP OF KENSICO
Legal Block2
Legal Lot Number67.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionMOUNT PLEASANT
Census Block Group2
Census Block2006
Census Tract11902

Owner

Source: Westchester County and Mount Pleasant Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address97 FRANKLIN AVE, VALHALLA, NY 10595-1905
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
HSBC BK USA NA
Aug 7, 2020Loan Modification, Mortgage · Conventional Mortgage
HSBC BK USA NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 7, 2009 · Amount on Record
Deed SaleDec 7, 2009 · Amount on Record
Prior SaleFeb 15, 2006 · Amount on Record
Deed Document Number2009493270179
Prior Transfer DateOct 18, 2004
Prior Transfer Doc0443090690
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address97 FRANKLIN AVE, VALHALLA, NY 10595-1905
Document Number0602393472
Instrument DateAug 7, 2020
Transaction TypeMortgage
Record UpdatedOct 2, 2020
Title CompanyBOSTON NATIONAL TITLE, BOSTON NAT'L TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address97 FRANKLIN AVE VALHALLA NY 105951905, VALHALLA, NY 10595-1905

Mortgage

Document Number0602393472
DateSep 21, 2020
Book Page060239/003472
Lender
NameHSBC BK USA NA
TypeBank
AddressNEW YORK, NY 10018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 20, 2035

August 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWESTCHESTER NY
Property Address97 FRANKLIN AVE, VALHALLA, NY 10595-1905
Document Number0602393477
Instrument DateAug 7, 2020
Transaction TypeMortgage
Record UpdatedOct 2, 2020
Title CompanyBOSTON NATIONAL TITLE, BOSTON NAT'L TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address97 FRANKLIN AVE VALHALLA NY 105951905, VALHALLA, NY 10595-1905

Mortgage

Document Number0602393477
DateSep 21, 2020
Book Page060239/003477
Lender
NameHSBC BK USA NA
TypeBank
AddressNEW YORK, NY 10018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 20, 2035
Interest
Rate TypeFixed Rate
Rate2.62%

Tax Assessment & Valuation

Source: Westchester County and Mount Pleasant Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionMount Pleasant Town
Unified School DistrictValhalla Union Free School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$15,895.00
2025$7,000 (-) Land $900 Building $6,100$693,069 (+5.94%) Land $89,109 Building $603,960
2024$7,000 (-) Land $900 Building $6,100$654,205 (+5.61%) Land $84,112 Building $570,093
2023$7,000 Land $900 Building $6,100$619,469 Land $79,646 Building $539,823

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims11 (1978–2023)
Claims Outside the SFHA7 of 11
Most Recent ClaimSep 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Storm And Flooding, Sep 2023 · 2 claims
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENSICO WATER DISTRICT
serves 17,917 people · EPA ID NY5930082
Water SourcePurchased surface water from NEW YORK CITY SYSTEM
Last State InspectionJun 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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