97 Forest St, Apt 7, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 97 Forest St, Apt 7, Lowell, MA 01851

Property Summary

Property TypeCondominium
Details3 bd · 1.5 ba · 1,257 sqft · built 1987
Lot Size0.57 acres (24,853 sqft)
Owner2 Company Names on Record
Last Sale$210,000 (Feb 2005)
Tax Bill$3,683 (2026)
Deeds & MortgagesMar 2022 Refinance
Mar 2022 Transfer
Flood ZoneZone X (minimal risk)
APNB91505

Property Details

APN / Parcel Number

Primary APNB91505
Alternative APNs
  • LOWE M:126 B:2385 L:97 U:7
  • M:000126 T:B91505

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Units8 Units
Stories3 Stories
Building Area1,257 sqft Living Area
Gross Area1,877 sqft
1st Floor Area453 sqft
Basement Area454 sqft
Unfinished Basement227 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleCondo/Apartment
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area24,853 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberB91505
Street Address97 FOREST ST, 7
CityLOWELL
StateMA
Zip01851-4947
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeTTF
Legal SubdivisionFOREST PARK ESTATES CONDO
Legal Block2385
Legal Lot Number97
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group2
Census Block2003
Census Tract311600

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address33 OTTERSON RD, LONDONDERRY, NH 03053-2864
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
SUPREME LENDING
Mar 30, 2022Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 14, 2005 · Amount on Record
Deed SaleFeb 14, 2005 · Amount on Record
Prior SaleJan 26, 2005
Last Transfer DateMar 29, 2022
Transfer Doc036936-279
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address97 FOREST ST APT 7, 7, LOWELL, MA 01851-4947
Transaction TypeMortgage
Record UpdatedNov 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number00036937-1
DateMar 30, 2022
Book Page36937/1
Instrument13798
Lender
NameSUPREME LENDING
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

March 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateMar 30, 2022
Property Address97 FOREST ST APT 7, 7, LOWELL, MA 01851-4947
Document Number036936-279
Book / Page36936 / 279
Instrument DateMar 29, 2022
Instrument13796
Transaction TypeTransfer
Record UpdatedApr 15, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address33 OTTERSON RD, LONDONDERRY, NH 03053-2864

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,683.00 (+5.11%)$324,500 (+6.32%) Building $324,500$375,720 (+2.14%)
2025$3,504.00 (+14.36%)$305,200 (+18.62%) Building $305,200$367,840 (+2.08%)
2024$3,064.00 (+5.62%)$257,300 (+10.15%) Building $257,300$360,335
2023$2,901.00$233,600 Building $233,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

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