1. Home
  2. Massachusetts
  3. Middlesex County
  4. Lowell
  5. Forest St
  6. 97 Forest St

97 Forest St, Apt 2, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 97 Forest St, Apt 2, Lowell, MA 01851

Property Summary

Property TypeCondominium
Details3 bd · 1.5 ba · 1,257 sqft · built 1987
OwnerIndividual Name on Record
Last Sale$370,000 (Nov 2023)
Tax Bill$3,974 (2026)
Deeds & MortgagesOct 2024 Refinance
Nov 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNB91495

Property Details

APN / Parcel Number

Primary APNB91495
Alternative APNs
  • LOWE M:126 B:2385 L:97 U:2
  • M:000126 T:B91495

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Units8 Units
Stories3 Stories
Building Area1,257 sqft Living Area
Gross Area1,876 sqft
1st Floor Area453 sqft
Basement Area453 sqft
Unfinished Basement226 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleCondo/Apartment
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberB91495
Street Address97 FOREST ST, 2
CityLOWELL
StateMA
Zip01851-4946
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeTTF
Legal SubdivisionFOREST PARK ESTATE CONDO
Legal Block2385
Legal Lot Number97
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group2
Census Block2003
Census Tract311600

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address97 FOREST ST, 2, LOWELL, MA 01851-4946
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
GUILD MORTGAGE CO
Nov 27, 2023Quit Claim Deed, Transfer · Stand-Alone First Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 27, 2023 · Amount on Record
Deed SaleNov 27, 2023 · Amount on Record
Prior SaleJul 27, 2018 · Amount on Record
Deed Book / Page38202 / 185
Record UpdatedOct 29, 2026

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address97 FOREST ST APT 2, 2, LOWELL, MA 01851-4946
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number038811-262
DateOct 10, 2024
Book Page38811/262
Instrument31288
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2054

November 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateNov 27, 2023
Property Address97 FOREST ST APT 2, 2, LOWELL, MA 01851-4946
Document Number038202-185
Book / Page38202 / 185
Instrument DateNov 27, 2023
Instrument35062
Transaction TypeTransfer
Record UpdatedJan 26, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 FOREST ST APT 2, 2, LOWELL, MA 01851-4946

Mortgage

Document Number0000035063
DateNov 27, 2023
Instrument35063
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,974.00 (+5.13%)$350,100 (+6.32%) Building $350,100$377,180 (-3.59%)
2025$3,780.00 (+14.34%)$329,300 (+18.62%) Building $329,300$391,210 (+13.47%)
2024$3,306.00 (+5.83%)$277,600 (+10.38%) Building $277,600$344,755
2023$3,124.00$251,500 Building $251,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
AT&T
Fixed Wireless		100 / 20

Nearby Properties on Forest St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures