97 Forest St, Apt 5, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 97 Forest St, Apt 5, Lowell, MA 01851

Property Summary

Property Type	Condominium
Details	3 bd · 1.5 ba · 1,178 sqft · built 1987
Lot Size	0.57 acres (24,853 sqft)
Owner	Individual Name on Record
Last Sale	$224,900 (Aug 2004)
Tax Bill	$3,882 (2026)
Deeds & Mortgages	Dec 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`A04900`

Property Details

APN / Parcel Number

Primary APN	`A04900`
Alternative APNs	`LOWE M:126 B:2385 L:97 U:5` `M:000126 T:A04900`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Units	8 Units
Stories	3 Stories
Building Area	1,178 sqft Living Area
Gross Area	1,876 sqft
1st Floor Area	453 sqft
Basement Area	453 sqft
Unfinished Basement	453 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,853 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	A04900
Street Address	97 FOREST ST, 5
City	LOWELL
State	MA
Zip	01851-4946
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	TTF
Legal Block	2385
Legal Lot Number	97
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2003
Census Tract	311600

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	97 FOREST ST, 5, LOWELL, MA 01851-4946
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2004 · Amount on Record
Deed Sale	Aug 27, 2004 · Amount on Record
Prior Sale	Aug 27, 1998 · Amount on Record
Deed Document Number	200465366
Deed Book / Page	17768 / 127
Last Transfer Date	Oct 5, 2022
Transfer Doc	037549-258
Record Updated	Oct 29, 2026

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Dec 2, 2022
Property Address	97 FOREST ST APT 5, 5, LOWELL, MA 01851-4946
Document Number	037549-258
Book / Page	37549 / 258
Instrument Date	Oct 5, 2022
Instrument	49107
Transaction Type	Transfer
Record Updated	Dec 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 VARNUM TER, LOWELL, MA 01854-2130

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,882.00 (+5.17%)	$342,000 (+6.38%) Building $342,000	$375,131 (-0.21%)
2025	$3,691.00 (+14.49%)	$321,500 (+18.77%) Building $321,500	$375,915 (+1.91%)
2024	$3,224.00 (+5.95%)	$270,700 (+10.49%) Building $270,700	$368,885
2023	$3,043.00	$245,000 Building $245,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20