97 E Bow St, Franklin, NH 03235 Property Records

Merrimack County and Franklin City property record for 97 E Bow St, Franklin, NH 03235 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,687 sqft · built 1866
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$242,000 (Oct 2022)
Tax Bill	$4,489 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`FRKN M:116 B:059 L`

Property Details

APN / Parcel Number

Primary APN	`FRKN M:116 B:059 L`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,687 sqft Living Area
Gross Area	2,847 sqft
1st Floor Area	1,482 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1866
Effective Year Built	Effective 1866
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	97 E BOW ST
City	FRANKLIN
State	NH
Zip	03235-1217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	59
Jurisdiction	FRANKLIN CITY NH
Township / Civil Division	FRANKLIN
Census Block Group	4
Census Block	4002
Census Tract	43002

Owner

Source: Merrimack County and Franklin City records · APN FRKN M:116 B:059 L

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	97 E BOW ST, FRANKLIN, NH 03235-1217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2025	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Oct 04, 2022	Warranty Deed, Transfer · FHA Mortgage EVOLVE BANK & TRUST
Mar 29, 2019	Warranty Deed, Transfer · Conventional Mortgage HOUSING FIN AUTH

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 04, 2022 · Amount on Record
Deed Sale	Oct 04, 2022 · Amount on Record
Prior Sale	Mar 29, 2019 · Amount on Record
Deed Document Number	202219197
Deed Book / Page	3807 / 2942
Record Updated	Jun 08, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN CITY NH
Property Address	97 E BOW ST, FRANKLIN, NH 03235-1217
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010146
Date	Jul 10, 2025
Book Page	3895/1381
Instrument	202500010146

Lender

Name	SPRING EQ LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Aug 01, 2045

Interest

Rate Type	Adjustable Rate

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN CITY NH
Recording Date	Oct 04, 2022
Property Address	97 E BOW ST, FRANKLIN, NH 03235-1217
Document Number	0000019197
Book / Page	3807 / 2942
Instrument Date	Sep 29, 2022
Instrument	202200019197
Transaction Type	Transfer
Record Updated	Oct 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 BARQUE DR, FALMOUTH, MA

Mortgage

Document Number	0000019198
Date	Oct 04, 2022
Instrument	202200019198

Lender

Name	EVOLVE BANK & TRUST
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN CITY NH
Recording Date	Mar 29, 2019
Property Address	97 E BOW ST, FRANKLIN, NH 03235-1217
Document Number	0036260501
Book / Page	003626 / 000501
Instrument Date	Mar 28, 2019
Instrument	4604
Transaction Type	Transfer
Record Updated	Apr 18, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,099.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	97 E BOW ST FRANKLIN NH 032351217, FRANKLIN, NH 03235-1217

Mortgage

Document Number	36260514
Date	Mar 29, 2019
Book Page	003626/000514
Instrument	4606

Lender

Name	HOUSING FIN AUTH
Address	32 CONSTITUTION DR, BEDFORD, NH 03110-6062

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Mortgage

Document Number	36260503,
Date	Mar 29, 2019
Book Page	003626/000503
Instrument	4605

Lender

Name	HARBORONE MTG LLC
Address	MANCHESTER, NH 03101

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2049

Tax Assessment & Valuation

Source: Merrimack County and Franklin City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Franklin City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,489.00 (+35.74%)	$254,600 (+87.76%) Land $80,100 Building $174,500
2023			$292,125
2022	$3,307.00	$135,600 Land $61,900 Building $73,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Merrimack County (33013C), updated January 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 330130430024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2003, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Franklin Falls Historic District listed 1982 · 92 contributing resources · NRIS 82001691

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 341 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Fiber	2,000 / 2,000
Cogeco Cable Holdings II	Fiber	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Cogeco Cable Holdings II, Verizon, T-Mobile USA, Consolidated Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE only, no 5G reported

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