109 E Bow St, Franklin, NH 03235 Property Records

Merrimack County and Franklin City property record for 109 E Bow St, Franklin, NH 03235

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,754 sqft · built 1904
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$138,000 (Apr 2017)
Tax Bill	$4,838 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`FRKN M:116 B:056 L`

Property Details

APN / Parcel Number

Primary APN	`FRKN M:116 B:056 L`
Alternative APN	`FRKN M:116 B:56 L`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,754 sqft Living Area
Gross Area	3,343 sqft
1st Floor Area	1,323 sqft
Basement Area	744 sqft
Unfinished Basement	744 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	FRKN M:116 B:056 L:
Street Address	109 E BOW ST
City	FRANKLIN
State	NH
Zip	03235-1200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2W&S
Legal Block	56
Jurisdiction	FRANKLIN CITY NH
Township / Civil Division	FRANKLIN
Census Block Group	4
Census Block	4002
Census Tract	43002

Owner

Source: Merrimack County and Franklin City records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 CHESTNUT ST, FRANKLIN, NH 03235-1307
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage PENNYMAC LOAN SERVICES LLC
Apr 28, 2017	Warranty Deed, Transfer RESIDENTIAL MTG SVC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2017 · Amount on Record
Deed Sale	Apr 28, 2017 · Amount on Record
Prior Sale	Sep 22, 2008 · Amount on Record
Deed Book / Page	3553 / 2879
Transfer Doc	3007000903
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN CITY NH
Recording Date	Jun 1, 2026
Property Address	109 E BOW ST, FRANKLIN, NH 03235-1200
Document Number	0000008583
Book / Page	3931 / 1617
Instrument Date	May 21, 2026
Instrument	20268583
Transaction Type	Mortgage
Record Updated	Jul 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E BOW ST, FRANKLIN, NH 03235-1200
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008583,
Date	Jun 1, 2026
Book Page	3931/1617
Instrument	20268583

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate	6.23%
Max Rate	-1%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN CITY NH
Recording Date	Apr 28, 2017
Property Address	109 E BOW ST, FRANKLIN, NH 03235-1200
Document Number	0035532879
Book / Page	003553 / 002879
Instrument Date	Apr 27, 2017
Instrument	7119
Transaction Type	Transfer
Record Updated	Jun 12, 2017

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,070.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	31 CHESTNUT ST FRANKLIN NH 032351307, FRANKLIN, NH 03235-1307

Mortgage

Document Number	35532881
Date	Apr 28, 2017
Book Page	003553/002881
Instrument	7120

Lender

Name	RESIDENTIAL MTG SVC
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 27, 2047

Tax Assessment & Valuation

Source: Merrimack County and Franklin City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Franklin City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,838.00 (+20.38%)	$274,400 (+66.5%) Land $69,400 Building $205,000
2023			$254,695
2022	$4,019.00	$164,800 Land $55,900 Building $108,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of New Hampshire
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER WORKS serves 7,200 people · EPA ID NH0851010
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Fidium Fiber, T-Mobile, Verizon.

Cell Coverage

4G LTE only, no 5G reported

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