Okaloosa County property record for 97 Cutter Ln, Shalimar, FL 32579
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2 ba · 1,182 sqft · built 1983 |
| Lot Size | 0.086 acres (3,782 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,333 (2025) |
| Deeds & Mortgages | Mar 2023 Transfer Feb 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-592-5521-6 |
| Primary APN | C56-000-592-5521-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,182 sqft Heated Area |
| Gross Area | 1,670 sqft |
| 1st Floor Area | 1,182 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 3,782 sqft (0.086 acres) |
| Lot Width | 40 ft Width |
| Garage Type | Finished |
| Garage Area | 288 sqft |
| Porch | Open Porch |
| Porch Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 97 CUTTER LN |
|---|---|
| City | SHALIMAR |
| State | FL |
| Zip | 32579-1392 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | PORT DIXIE PATIO HOMES LOT 9 BLK D |
| Legal Range | 23 |
| Legal Township | 02S |
| Legal Section | 05 |
| Legal Subdivision | PORT DIXIE PATIO HOMES |
| Legal Block | D |
| Legal Lot Number | 9 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 21502 |
97 Cutter Ln, a townhouse, is owned by two individuals who acquired it in March 2023.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | PO BOX 287, SHALIMAR, FL 32579-0287 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 28, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Feb 12, 2021 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Feb 12, 2021 |
| Deed Sale | Feb 12, 2021 |
| Prior Sale | Feb 12, 2021 |
| Deed Document Number | 0035251952 |
| Deed Book / Page | 3525 / 1952 |
| Last Transfer Date | Mar 28, 2023 |
| Transfer Doc | 0036674958 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 28, 2023 |
| Property Address | 97 CUTTER LN, SHALIMAR, FL 32579-1392 |
| Document Number | 0036674958 |
| Book / Page | 3667 / 4958 |
| Map Reference | MB 6 PG 75 |
| Instrument Date | Mar 28, 2023 |
| Instrument | 3614203 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 287, SHALIMAR, FL 32579-0287 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 287, SHALIMAR, FL 32579-0287 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Feb 12, 2021 |
| Property Address | 97 CUTTER LN, SHALIMAR, FL 32579-1392 |
| Document Number | 0035251952 |
| Book / Page | 3525 / 1952 |
| Map Reference | MB 6 PG 75 |
| Instrument Date | Feb 10, 2021 |
| Instrument | 3429727 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 287, SHALIMAR, FL 32579-0287 |
| Name | Verified Name |
|---|---|
| Address | 97 CUTTER LN, SHALIMAR, FL 32579-1392 |
The 2025 property tax bill for 97 Cutter Ln was $2,333.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,333.00 | $190,229 Land $45,000 Building $145,229 | $190,229 Land $45,000 Building $145,229 |
| 2023 | $2,185.00 (+11.2%) | $180,752 (+14.84%) Land $30,000 Building $150,752 | $180,752 (+14.84%) Land $30,000 Building $150,752 |
| 2022 | $1,965.00 | $157,394 Land $30,000 Building $127,394 | $157,394 Land $30,000 Building $127,394 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 97 Cutter Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 4 (1995–2020) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 97 Cutter Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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