95 Cutter Ln, Shalimar, FL 32579 Property Records

Okaloosa County property record for 95 Cutter Ln, Shalimar, FL 32579

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,448 sqft · built 1983
Lot Size	0.093 acres (4,029 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Feb 2014)
Tax Bill	$2,593 (2025)
Deeds & Mortgages	Mar 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-5522-4`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-5522-4`
Alternative APNs	`05-2S-23-2085-000D-0100` `23S2052085000D0100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,448 sqft Living Area
Gross Area	2,086 sqft
1st Floor Area	1,448 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Townhouse
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,029 sqft (0.093 acres)
Lot Width	40 ft Width
Garage Type	Attached
Garage Area	368 sqft
Porch	Florida Room
Porch Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	95 CUTTER LN
City	SHALIMAR
State	FL
Zip	32579-1392
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PORT DIXIE PATIO HOMES LOT 10 BLK D
Legal Range	23W
Legal Township	02S
Legal Section	05
Legal Subdivision	PORT DIXIE PATIO HOMES
Legal Block	D
Legal Lot Number	10
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2013
Census Tract	21502

Owner

95 Cutter Ln is owned by two individuals who acquired it in March 2023.

Source: Okaloosa County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 287, SHALIMAR, FL 32579-0287
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2014 · Amount on File
Deed Sale	Feb 27, 2014 · Amount on File
Deed Document Number	20142912939
Deed Book / Page	3137 / 3168
Last Transfer Date	Mar 28, 2023
Transfer Doc	0036674956
Record Updated	Sep 20, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Mar 28, 2023
Property Address	95 CUTTER LN, SHALIMAR, FL 32579-1392
Document Number	0036674956
Book / Page	3667 / 4956
Map Reference	MB 6 PG 75
Instrument Date	Mar 28, 2023
Instrument	3614202
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 287, SHALIMAR, FL 32579-0287

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	803 GROVE AVE, IMPERIAL BEACH, CA 91932-3334

Tax Assessment & Valuation

The 2025 property tax bill for 95 Cutter Ln was $2,593.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,593.00	$214,277 Land $45,000 Building $169,277	$214,277 Land $45,000 Building $169,277
2023	$2,314.00 (+11.41%)	$204,696 (+15.08%) Land $30,000 Building $174,696	$204,696 (+15.08%) Land $30,000 Building $174,696
2022	$2,077.00	$177,867 Land $30,000 Building $147,867	$177,867 Land $30,000 Building $147,867

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95 Cutter Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	4 (1995–2020)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Cutter Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20