Okaloosa County property record for 94 Cutter Ln, Shalimar, FL 32579
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,479 sqft · built 1983 |
| Lot Size | 0.098 acres (4,266 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Jan 2020) |
| Tax Bill | $1,076 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit Mar 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-592-5535-6 |
| Primary APN | C56-000-592-5535-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,479 sqft Living Area |
| Gross Area | 2,042 sqft |
| 1st Floor Area | 1,479 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 4,266 sqft (0.098 acres) |
| Lot Width | 40 ft Width |
| Garage Type | Attached |
| Garage Area | 363 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 94 CUTTER LN |
|---|---|
| City | SHALIMAR |
| State | FL |
| Zip | 32579-1391 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PORT DIXIE PATIO HOMES LOT 7 BLK E |
| Legal Range | 23W |
| Legal Township | 02S |
| Legal Section | 05 |
| Legal Subdivision | PORT DIXIE PATIO HOMES |
| Legal Block | E |
| Legal Lot Number | 7 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 21502 |
94 Cutter Ln is owned and occupied by two individuals who acquired it in March 2022.
Source: Okaloosa County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 94 CUTTER LN, SHALIMAR, FL 32579-1391 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 3, 2021 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Mar 17, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jan 27, 2020 | Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Dec 20, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 27, 2020 · Amount on File |
| Deed Sale | Jan 27, 2020 · Amount on File |
| Deed Document Number | 20203332847 |
| Deed Book / Page | 3440 / 2642 |
| Last Transfer Date | Mar 16, 2022 |
| Transfer Doc | 0036103329 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 94 CUTTER LN, SHALIMAR, FL 32579-1391 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2024 |
| Name | Verified Name |
|---|---|
| Address | 94 CUTTER LN, SHALIMAR, FL 32579-1391 |
| Document Number | 0035433867 |
|---|---|
| Date | May 3, 2021 |
| Book Page | 3543/3867 |
| Instrument | 3451675 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 13, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 17, 2022 |
| Property Address | 94 CUTTER LN, SHALIMAR, FL 32579-1391 |
| Document Number | 0036103329 |
| Book / Page | 3610 / 3329 |
| Map Reference | MB 6 PG 75 |
| Instrument Date | Mar 16, 2022 |
| Instrument | 3534984 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 94 CUTTER LN, SHALIMAR, FL 32579-1391 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jan 27, 2020 |
| Property Address | 94 CUTTER LN, SHALIMAR, FL 32579-1391 |
| Document Number | 0034402642 |
| Book / Page | 3440 / 2642 |
| Map Reference | MB 6 PG 75 |
| Instrument Date | Jan 17, 2020 |
| Instrument | 3332847 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2022 |
| Title Company | PANHANDLE TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,155.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4210 PAINTER BRANCH RD, 4210, CRESTVIEW, FL 32539-9760 |
| Name | Verified Name |
|---|---|
| Address | 94 CUTTER LN, SHALIMAR, FL 32579-1391 |
| Document Number | 0034402643 |
|---|---|
| Date | Jan 27, 2020 |
| Instrument | 3440/2643 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Dec 20, 2019 |
| Property Address | 94 CUTTER LN, SHALIMAR, FL 32579-1391 |
| Document Number | 0034344358 |
| Book / Page | 003434 / 004358 |
| Instrument Date | Dec 19, 2019 |
| Instrument | 3325814 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4210 PAINTER BRANCH RD CRESTVIEW FL 325399760, CRESTVIEW, FL 32539-9760 |
The 2025 property tax bill for 94 Cutter Ln was $1,076 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,076.00 Homeowner's exemption | $127,175 | $208,823 Land $45,000 Building $163,823 |
| 2023 | $1,003.00 (+3.51%) Homeowner's exemption | $119,991 (+3%) | $190,673 (+14.97%) Land $30,000 Building $160,673 |
| 2022 | $969.00 Homeowner's exemption | $116,496 | $165,846 Land $30,000 Building $135,846 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 94 Cutter Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 4 (1995–2020) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 94 Cutter Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures