Flathead County property record for 97 Cedar Way, Whitefish, MT 59937
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,255 sqft · built 1981 |
| Lot Size | 0.002 acres (106 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $4,358 (2026) |
| Deeds & Mortgages | Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0791391 |
| Primary APN | R0791391 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,255 sqft Living Area |
| 1st Floor Area | 523 sqft |
| 2nd Floor Area | 523 sqft |
| Attic | Attic |
| Attic Area | 209 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 106 sqft (0.002 acres) |
| View / Lot | Mountain |
| Deck Area | 93 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0000971315 |
|---|---|
| Street Address | 97 CEDAR WAY |
| City | WHITEFISH |
| State | MT |
| Zip | 59937-8811 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | 3 |
| Legal Description | BLACKTAIL CONDO PTAR PH 2 STAGE 2, S11, T31 N, R22 W, UNIT 97, ASSESSOR# 0000971315 |
| Legal Range | 22W |
| Legal Township | 31N |
| Legal Section | 11 |
| Legal Subdivision | BLACKTAIL CONDO PTAR PH 2 STAGE 2 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | WHITEFISH |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 302 |
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 6750 COUNTRY OAKS RD, EXCELSIOR, MN 55331-7731 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2025 |
| Deed Sale | Jun 9, 2025 |
| Prior Sale | Jul 10, 2020 |
| Deed Document Number | 202510503 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 97 CEDAR WAY, WHITEFISH, MT 59937 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 202200010111 |
|---|---|
| Date | Apr 20, 2022 |
| Instrument | 202200010111 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Address | WHITEFISH, MT 59937 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2037 |
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Whitefish Elementary School District (PK - 08) |
| Secondary School District | Whitefish High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,358.00 (+70.37%) | $690,500 (+66.51%) | |
| 2025 | $690,500 (+66.51%) Land $349,972 Building $340,528 | ||
| 2023 | $2,558.00 | $414,700 | $414,700 Land $250,279 Building $164,421 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 62% of Montana |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIG MOUNTAIN WATER COMPANY private · serves 2,435 people · EPA ID MT0000060 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Also Mapped Here | CITY OF WHITEFISH |
| Lead | 7 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 23 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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