100 Cedar Way, Whitefish, MT 59937 Property Records

Flathead County property record for 100 Cedar Way, Whitefish, MT 59937

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,255 sqft · built 1981
Lot Size	0.002 acres (96 sqft)
Owner	Company Name on Record
Last Sale	$605,150 (Dec 2022)
Tax Bill	$4,208 (2026)
Deeds & Mortgages	Oct 2023 Transfer Dec 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0791573`

Property Details

APN / Parcel Number

Primary APN	`R0791573`
Alternative APNs	`07-4292-11-4-18-01-7100` `07429211418010100` `0000971547`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,255 sqft Living Area
1st Floor Area	523 sqft
2nd Floor Area	523 sqft
Attic	Attic
Attic Area	209 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2010
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	96 sqft (0.002 acres)
Terrain	Rolling
View / Lot	Mountain
Deck Area	93 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000971547
Street Address	100 CEDAR WAY
City	WHITEFISH
State	MT
Zip	59937-8052
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	3
Legal Description	ELKHORN CONDO PTR PH 2 STAGE 2, S11, T31 N, R22 W, UNIT 100
Legal Range	22W
Legal Township	31N
Legal Section	11
Legal Subdivision	ELKHORN CONDO PTR PH 2 STAGE 2
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	1
Census Block	1020
Census Tract	302

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1443 15TH ST SW, MINOT, ND 58701-5796
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2023	Intrafamily Transfer, Transfer
Dec 21, 2022	Warranty Deed, Transfer · FHA Mortgage FIRST WESTERN BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2022 · Amount on Record
Deed Sale	Dec 21, 2022 · Amount on Record
Deed Document Number	202230773
Prior Transfer Date	Sep 9, 2013
Prior Transfer Doc	0000027182
Record Updated	Oct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Oct 6, 2023
Property Address	100 CEDAR WAY, WHITEFISH, MT 59937
Document Number	202300017864
Instrument Date	Sep 12, 2023
Instrument	202300017864
Transaction Type	Transfer
Record Updated	Oct 26, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1443 15TH ST SW, MINOT, ND 58701-5796

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Dec 21, 2022
Property Address	100 CEDAR WAY, WHITEFISH, MT 59937
Document Number	202200030773
Instrument Date	Dec 9, 2022
Instrument	202200030773
Transaction Type	Transfer
Record Updated	Dec 30, 2022
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1443 15TH ST SW, MINOT, ND 58701-5796

Mortgage

Document Number	202200030774
Date	Dec 21, 2022
Instrument	202200030774

Lender

Name	FIRST WESTERN BANK & TRUST
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2033
Change Frequency	7 Years
Min Rate At Change	2.75%
Max Rate At Change	11.1%
Index	1-Year CMT
Max Rate	11.1%

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,208.00 (+104.97%)	$666,800 (-)
2025	$2,053.00 (-23.54%)	$666,800 (+53.18%)	$666,800 (+53.18%) Land $349,972 Building $316,828
2023	$2,685.00	$435,300	$435,300 Land $250,279 Building $185,021

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 62% of Montana
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG MOUNTAIN WATER COMPANY private · serves 2,435 people · EPA ID MT0000060
Water Source	Groundwater
Last State Inspection	Oct 2025
Also Mapped Here	CITY OF WHITEFISH
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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