95 Cedar Way, Whitefish, MT 59937 Property Records

Flathead County property record for 95 Cedar Way, Whitefish, MT 59937

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,255 sqft · built 1981
Lot Size	0.002 acres (114 sqft)
Owner	Individual Name on Record
Tax Bill	$4,221 (2026)
Deeds & Mortgages	Apr 2022 Transfer Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0791389`

Property Details

APN / Parcel Number

Primary APN	`R0791389`
Alternative APNs	`07-4292-11-4-19-01-7095` `07429211419010095` `0000971313`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,255 sqft Living Area
1st Floor Area	523 sqft
2nd Floor Area	523 sqft
Attic	Attic
Attic Area	209 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2010
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	114 sqft (0.002 acres)
View / Lot	Mountain
Deck Area	93 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000971313
Street Address	95 CEDAR WAY
City	WHITEFISH
State	MT
Zip	59937-8811
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	3
Legal Description	BLACKTAIL CONDO PTAR PH 2 STAGE 2, S11, T31 N, R22 W, UNIT 95, ASSESSOR# 0000971313
Legal Range	22W
Legal Township	31N
Legal Section	11
Legal Subdivision	BLACKTAIL CONDO PTAR PH 2 STAGE 2
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	1
Census Block	1020
Census Tract	302

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5100 S HANOVER WAY, ENGLEWOOD, CO 80111-6239
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2022	Quit Claim Deed, Transfer Quitclaim
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2021
Deed Sale	Apr 19, 2021
Prior Sale	Nov 14, 2006
Deed Document Number	202113473
Last Transfer Date	Apr 6, 2022
Transfer Doc	0000009793
Record Updated	Oct 29, 2026

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLATHEAD MT
Recording Date	Apr 15, 2022
Property Address	95 CEDAR WAY, WHITEFISH, MT 59937
Document Number	202200009793
Map Reference	MB 726 PG 617
Instrument Date	Apr 6, 2022
Instrument	202200009793
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5100 S HANOVER WAY, 5100, ENGLEWOOD, CO 80111-6239

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5100 S HANOVER WAY, ENGLEWOOD, CO 80111-6239

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	95 CEDAR WAY, WHITEFISH, MT 59937
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000031202
Date	Sep 21, 2020
Instrument	202000031202

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	MISSOULA, MT 59806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,221.00 (+105%)	$668,800 (-)
2025	$2,059.00 (-24.19%)	$668,800 (+51.9%)	$668,800 (+51.9%) Land $349,972 Building $318,828
2023	$2,716.00	$440,300	$440,300 Land $250,279 Building $190,021

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 62% of Montana
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG MOUNTAIN WATER COMPANY private · serves 2,435 people · EPA ID MT0000060
Water Source	Groundwater
Last State Inspection	Oct 2025
Also Mapped Here	CITY OF WHITEFISH
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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