97 Bayside Park, Miramar Beach, FL 32550 Property Records

Walton County property record for 97 Bayside Park, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,702 sqft · built 1996
Lot Size	0.135 acres (5,881 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Jan 2022)
Tax Bill	$2,973 (2024)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-2S-21-42400-00A-0440`

Property Details

APN / Parcel Number

Primary APN	`28-2S-21-42400-00A-0440`
Alternative APN	`1060388`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,702 sqft Living Area
Gross Area	2,178 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,881 sqft (0.135 acres)
Lot Dimensions	10 ft deep x 4.8 ft wide
Garage Type	Finished
Garage Area	240 sqft

Exterior Amenities

Porch	Porch
Porch Area	262 sqft
Patio Area	236 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1060388
Street Address	97 BAYSIDE PARK
City	MIRAMAR BEACH
State	FL
Zip	32550-4598
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 44 BLK A PHASE 1 OF BAYSIDE S/D PB 9-22 OR 1514-56 OR 2728-2018 OR 2938-3704 OR 3007-4940 OR 3234-4948
Legal Range	21W
Legal Township	02S
Legal Section	28
Legal Subdivision	OF BAYSIDE S/D
Legal Phase	1
Legal Block	A
Legal Lot Number	44
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1017
Census Tract	950608

Owner

97 Bayside Park is owned by an individual who bought it in January 2022.

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	110 CONNER CIR, SANTA ROSA BEACH, FL 32459-5028
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2022 · Amount on File
Deed Sale	Jan 19, 2022 · Amount on File
Prior Sale	Apr 26, 2016 · Amount on File
Deed Document Number	20220002504
Deed Book / Page	3234 / 4948
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 19, 2022
Property Address	97 BAYSIDE PARK, MIRAMAR BEACH, FL 32550-4598
Document Number	0032344948
Book / Page	3234 / 4948
Map Reference	MB 9 PG 22&22A
Instrument Date	Jan 18, 2022
Instrument	20220002504
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	NAUTILUS TITLE AND ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	425 GLEAMING ANDOVER WAY, LONGWOOD, FL 32779-4861

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 BAYSIDE PARK, MIRAMAR BEACH, FL 32550-4598
Investor	Possibly a Property Investor

Mortgage

Document Number	0032344950
Date	Jan 19, 2022
Instrument	3234/4950

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$322,348 Land $85,000 Building $237,348	$322,348 Land $85,000 Building $237,348
2024	$2,973.00 (-11.25%)
2023	$3,350.00 (+11.15%)	$368,741 (-9.96%) Land $53,735 Building $315,006	$368,741 (-9.96%) Land $53,735 Building $315,006
2022	$3,014.00	$409,535 Land $59,646 Building $349,889	$409,535 Land $59,646 Building $349,889

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97 Bayside Park in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 148 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	12 (2004–2024)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Sally, Sep 2020 · 5 claims Hurricane Michael, Oct 2018 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 97 Bayside Park is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50
AT&T Fixed Wireless	100 / 20

May also be available: LiveOak Fiber.

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