MCGILL ESCROW AND TITLE LLC, MCGILL ESCROW & TITLE LLC
Transaction
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
249 MATTIE M KELLY BLVD DESTIN FL 325412873, DESTIN, FL 32541-2873
Mortgage
Document Number
30322982
Date
Feb 3, 2017
Book Page
003032/002982
Instrument
3486
Lender
Name
JG WENTWORTH HM LNDG
Address
WOODBRIDGE, VA 22192
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Feb 2, 2047
Tax Assessment & Valuation
The 2025 property tax bill for 45 Bayside Park was $2,870, up 10.9% from the year before.
Source: Walton County assessment roll, as of December 3, 2025
Property Jurisdictions
Type
Name
State
Florida
County
Walton County
Unified School District
Walton County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$2,870.00 (+10.94%)
$356,271
$437,515Land $89,250Building $348,265
2024
$2,587.00 (+3.98%)
2023
$2,488.00 (+1.39%)Homeowner's exemption
$518,199 (+9.67%)Land $56,422Building $461,777
$518,199 (+9.67%)Land $56,422Building $461,777
2022
$2,454.00Homeowner's exemption
$472,506Land $62,628Building $409,878
$472,506Land $62,628Building $409,878
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 45 Bayside Park in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 100 ft
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 148 policies
Community Rating System
Class 6 (20% premium discount)
Nearby Flood Policies
148 in force
Nearby Flood Claims
12 (2004–2024)
Claims Outside the SFHA
5 of 12
Most Recent Claim
Sep 2024 · Hurricane Helene
Claims by Event
Hurricane Sally, Sep 2020 · 5 claims
Hurricane Michael, Oct 2018 · 2 claims
Hurricane Frances, Sep 2004 · 2 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 45 Bayside Park is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source
Groundwater
Last State Inspection
Feb 2026
Lead
3 ppb (2023) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area
2,000 / 35
Verizon Fixed Wireless
300 / 20
AT&T Fixed Wireless · Fiber in parts of the area
100 / 20
May also be available: CenturyLink, LiveOak Fiber, Mediacom Xtream, T-Mobile, Wildstar Networks.