91 Bayside Park, Miramar Beach, FL 32550 Property Records

Walton County property record for 91 Bayside Park, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,694 sqft · built 2017
Lot Size	0.123 acres (5,358 sqft)
Owner	Trust Name on File
Last Sale	$309,900 (Aug 2017)
Tax Bill	$1,875 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`28-2S-21-42400-00A-0430`

Property Details

APN / Parcel Number

Primary APN	`28-2S-21-42400-00A-0430`
Alternative APNs	`28-221-42400-00A-0430` `1060387`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,694 sqft Living Area
Gross Area	2,080 sqft
1st Floor Area	1,694 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,358 sqft (0.123 acres)
Lot Dimensions	99 ft deep x 42 ft wide
Garage Type	Attached
Garage Area	260 sqft
Porch	Finished/Open Porch
Porch Area	30 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	91 BAYSIDE PARK
City	MIRAMAR BEACH
State	FL
Zip	32550-4598
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 43 BLK A PHS 1 OF BAYSIDE PB 9-22 OR 1979-119 OR 1968-255 OR 2316-75 OR 2916-2819 OR 3011-3309 OR 3049-4011
Legal Range	021
Legal Township	02S
Legal Section	28
Legal Subdivision	BAYSIDE
Legal Phase	1
Legal Block	A
Legal Lot Number	43
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1017
Census Tract	950608

Owner

91 Bayside Park is owner-occupied and held in a trust since August 2017.

Source: Walton County records, as of October 6, 2026

Owner of Record	Trust Name on File
Mailing Address	91 BAYSIDE PARK, MIRAMAR BEACH, FL 32550-4598
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Aug 15, 2017	Warranty Deed, Transfer · Conventional Mortgage WR STARKEY MORTGAGE LLP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2017 · Amount on File
Deed Sale	Aug 15, 2017 · Amount on File
Prior Sale	Jun 3, 2016 · Amount on File
Deed Document Number	201727076
Deed Book / Page	3049 / 4011
Prior Transfer Date	Feb 26, 2013
Prior Transfer Doc	0029162817
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	91 BAYSIDE PARK, MIRAMAR BEACH, FL 32550-4598
Transaction Type	Mortgage
Record Updated	Feb 20, 2024
Title Company	MCNEESE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 BAYSIDE PARK, MIRAMAR BEACH, FL 32550-4598

Mortgage

Document Number	0031901574
Date	Mar 30, 2021
Book Page	3190/1574
Instrument	20210015230

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 15, 2017
Property Address	91 BAYSIDE PARK, MIRAMAR BEACH, FL 32550-4598
Document Number	0030494011
Book / Page	3049 / 4011
Map Reference	MB9 PG22
Instrument Date	Jul 31, 2017
Instrument	20170027076
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 SECURITY PL, 125, COOKEVILLE, TN 38506-4944

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4567 KATES CT, NICEVILLE, FL 32578-8732

Mortgage

Document Number	0030494013
Date	Aug 15, 2017
Instrument	3049/4013

Lender

Name	WR STARKEY MORTGAGE LLP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 91 Bayside Park was $1,875 with a homeowner's exemption, up 2.2% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,875.00 (+2.18%) Homeowner's exemption	$246,148	$400,080 Land $85,000 Building $315,080
2024	$1,835.00 (+4.14%)
2023	$1,762.00 (+1.56%) Homeowner's exemption	$465,482 (+10.66%) Land $53,735 Building $411,747	$465,482 (+10.66%) Land $53,735 Building $411,747
2022	$1,735.00 Homeowner's exemption	$420,634 Land $59,646 Building $360,988	$420,634 Land $59,646 Building $360,988

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 91 Bayside Park in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 148 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	12 (2004–2024)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Sally, Sep 2020 · 5 claims Hurricane Michael, Oct 2018 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 91 Bayside Park is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50
AT&T Fixed Wireless	100 / 20

May also be available: LiveOak Fiber.

Nearby Properties on Bayside Park

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures