97 Albert St, Cincinnati, OH 45217 Property Records

Hamilton County property record for 97 Albert St, Cincinnati, OH 45217 · Last verified May 2026

Property Highlights

Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1909
Square Footage2,540 sqft Living Area
Lot Size4,966 sqft (0.114 acres)
OccupancyOwner Occupied
Last Sale$130,000 (2019)
Tax Bill$4,577.00 (2025)

Property Details

APN / Parcel Number

Primary APN582-0013-0158-00
Alternative APN
  • 0084457

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Building Area2,540 sqft Living Area
Gross Area3,564 sqft Gross Area
1st Floor1,024 sqft 1st Floor
2nd Floor1,024 sqft 2nd Floor
Attic Area492 sqft Attic
Attic1 Attic
Basement Area1,024 sqft Basement
Stories2 Stories

Exterior

Year BuiltBuilt 1909
Effective Year BuiltEffective 1909
Architectural StyleConventional Style
Exterior MaterialBrick Exterior
Construction TypeBrick Construction
Lot Area4,966 sqft (0.114 acres)
Depth X Width123 ft x 40 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area380 sqft Garage
Deck AreaDeck Area
Patio Area374 sqft Patio
Porch Area194 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemBaseboard Heating
Heating FuelOil Heating Fuel

Location & Zoning

Street Address97 ALBERT ST
CityCINCINNATI
StateOH
Zip45217-1513
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal Description97 ALBERT 40 X 123.70 IRRLOT 41 PT 40 H J WITTES
Legal SubdivisionWITTES
Legal Lot Number41
JurisdictionHAMILTON OH
Minor Civil DivisionST. BERNARD
Census Blockgroup5
Census Block5004
Census Tract25800

Owner

Source: Hamilton County records · APN 582-0013-0158-00

Assessment roll updated January 21, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address97 ALBERT ST, CINCINNATI, OH 45217-1513
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2026Deed of Trust, Mortgage · Conventional Mortgage
STOCKTON MORTGAGE CORP
Nov 08, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE NORTH SIDE BANK & TRUST CO
Aug 01, 2019Warranty Deed, Transfer · Conventional Mortgage
NORTH SIDE BANK & TRUST COMPANY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 01, 2019 · Amount on Record
Deed SaleAug 01, 2019 · Amount on Record
Prior SaleOct 14, 2014 · Amount on Record
Deed Doc Number201962823
Deed Book / Page13971 / 1040
Record RefreshedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address97 ALBERT ST, CINCINNATI, OH 45217-1513
Transaction TypeMortgage
Record UpdatedMay 19, 2026
Title CompanySPRINGDALE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 ALBERT ST, CINCINNATI, OH 45217-1513

Mortgage

Document Number0000023724
DateMar 31, 2026
Book Page15634/948
Instrument2026-0023724
Lender
NameSTOCKTON MORTGAGE CORP
TypeMortgage Company
AddressFRANKFORT, KY 40601
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address97 ALBERT ST, CINCINNATI, OH 45217-1513
Transaction TypeMortgage
Record UpdatedDec 24, 2021
Title CompanyBUCKEYE LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000135370
DateNov 08, 2021
Book Page14540/2436
Instrument2021-0135370
Lender
NameTHE NORTH SIDE BANK & TRUST CO
TypeBank
AddressCINCINNATI, OH 45223
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 01, 2036

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateAug 01, 2019
Property Address97 ALBERT ST, CINCINNATI, OH 45217-1513
Document Number0000062823
Book / Page13971 / 01040
Map ReferenceMB 12 PG 11
Instrument DateJul 29, 2019
Instrument2019-0062823
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyB & B TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$520.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 ALBERT ST, CINCINNATI, OH 45217-1513

Mortgage

Document Number0000062824
DateAug 01, 2019
Instrument2019-0062824
Lender
NameNORTH SIDE BANK & TRUST COMPANY
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2049

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalitySt. Bernard Village
Unified School DistrictSt. Bernard-Elmwood Place City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,577.00 (+2.88%)$73,437 (-) Land $10,290 Building $63,147$209,820 (-) Land $29,400 Building $180,420
2024$4,449.00 (-3.2%)$73,437 (-) Land $10,290 Building $63,147
2023$4,596.00 (+25.61%)$73,437 (+61.4%) Land $10,290 Building $63,147$209,820 (+61.4%) Land $29,400 Building $180,420
2022$3,659.00 Homeowner's exemption$45,501 Land $8,026 Building $37,475
2020$130,000 Land $22,930 Building $107,070

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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