Hamilton County property record for 109 Albert St, Cincinnati, OH 45217
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,332 sqft · built 1911 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on File |
| Last Sale | $149,000 (Jan 2021) |
| Tax Bill | $3,207 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 582-0013-0218-00 |
| Primary APN | 582-0013-0218-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,332 sqft Living Area |
| 1st Floor Area | 732 sqft |
| 2nd Floor Area | 600 sqft |
| Basement Area | 732 sqft |
| Year Built | Built 1911 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 3,485 sqft (0.08 acres) |
| Lot Dimensions | 85 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 180 sqft |
| Porch | Porch |
| Porch Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 109 ALBERT ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45217-1515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 109 ALBERT ST 40 X 85 R2-T3-S16 |
| Legal Range | 02 |
| Legal Township | 03 |
| Legal Section | 16 |
| Legal Subdivision | CITY/ST BERNARD |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | ST. BERNARD |
| Census Block Group | 5 |
| Census Block | 5009 |
| Census Tract | 25800 |
109 Albert St is owned and occupied by an individual who bought it in January 2021.
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 ALBERT ST, CINCINNATI, OH 45217-1515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 13, 2021 · Amount on File |
| Deed Sale | Jan 13, 2021 · Amount on File |
| Prior Sale | Nov 8, 2006 · Amount on File |
| Deed Document Number | 0000005989 |
| Deed Book / Page | 14333 / 4616 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 13, 2021 |
| Property Address | 109 ALBERT ST, CINCINNATI, OH 45217-1515 |
| Document Number | 0000005989 |
| Book / Page | 14333 / 4616 |
| Instrument Date | Dec 29, 2020 |
| Instrument | 2021-0005989 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | LAWYERS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $596.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 ALBERT ST, CINCINNATI, OH 45217-1515 |
| Document Number | 0000005990 |
|---|---|
| Date | Jan 13, 2021 |
| Instrument | 2021-0005990 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 109 Albert St was $3,207, up 4.3% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | St. Bernard Village |
| Unified School District | St. Bernard-Elmwood Place City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,207.00 (+4.29%) | $52,150 (-) Land $8,610 Building $43,540 | |
| 2024 | $3,075.00 (-4.12%) | $52,150 (-) Land $8,610 Building $43,540 | |
| 2023 | $3,207.00 (-9.25%) | $52,150 (+16.83%) Land $8,610 Building $43,540 | $149,000 Land $24,600 Building $124,400 |
| 2022 | $3,534.00 Homeowner's exemption | $44,636 Land $6,717 Building $37,919 | |
| 2020 | $127,530 Land $19,190 Building $108,340 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 109 Albert St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 109 Albert St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 808 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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