91 Albert St, Cincinnati, OH 45217 Property Records

Hamilton County property record for 91 Albert St, Cincinnati, OH 45217 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,408 sqft · built 1910
Lot Size	0.123 acres (5,358 sqft)
Owner	Individual Name on File
Last Sale	$115,400 (May 2021)
Tax Bill	$3,566 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Feb 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`582-0013-0160-00`

Property Details

APN / Parcel Number

Primary APN	`582-0013-0160-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,408 sqft Living Area
Gross Area	3,224 sqft
1st Floor Area	1,200 sqft
2nd Floor Area	816 sqft
Attic	Attic
Attic Area	391 sqft
Basement Area	816 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Brick
Roof Material	Asphalt
Lot Area	5,358 sqft (0.123 acres)
Lot Dimensions	131 ft deep x 40.3 ft wide
Porch	Open Frame Porch
Porch Area	207 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	91 ALBERT ST
City	CINCINNATI
State	OH
Zip	45217-1513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	91 ALBERT ST 40.25 X 131.67 LOT 39 H J WITTES
Legal Subdivision	WITTES
Legal Lot Number	39
Jurisdiction	HAMILTON OH
Township / Civil Division	ST. BERNARD
Census Block Group	5
Census Block	5004
Census Tract	25800

Owner

Source: Hamilton County records · APN 582-0013-0160-00

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	91 ALBERT ST, CINCINNATI, OH 45217-1513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT
Feb 04, 2026	Deed of Trust, Mortgage · Line of Credit VALON MORTGAGE INC
May 14, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Jul 17, 2020	Warranty Deed, Transfer PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGCY INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 14, 2021 · Amount on Record
Deed Sale	May 14, 2021 · Amount on Record
Prior Sale	Jul 17, 2020 · Amount on Record
Deed Document Number	202160126
Deed Book / Page	14418 / 739
Prior Transfer Date	Dec 10, 1997
Prior Transfer Doc	0000011607
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Apr 23, 2026
Property Address	91 ALBERT ST, CINCINNATI, OH 45217-1513
Document Number	0000030441
Book / Page	15651 / 25
Instrument Date	Apr 15, 2026
Instrument	202630441
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 ALBERT ST, CINCINNATI, OH 45217-1513

Mortgage

Document Number	0000030441,
Date	Apr 23, 2026
Book Page	15651/25
Instrument	202630441

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2056

Interest

Rate	6.22%
Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	91 ALBERT ST, CINCINNATI, OH 45217-1513
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 ALBERT ST, CINCINNATI, OH 45217-1513

Mortgage

Document Number	0000008399
Date	Feb 04, 2026
Book Page	15596/231
Instrument	2026-0008399

Lender

Name	VALON MORTGAGE INC
Type	Mortgage Company
Address	PHOENIX, AZ 85044

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 23, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 14, 2021
Property Address	91 ALBERT ST, CINCINNATI, OH 45217-1513
Document Number	0000060126
Book / Page	14418 / 739
Map Reference	MB 12 PG 11
Instrument Date	May 10, 2021
Instrument	2021-0060126
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$346.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 ALBERT ST, CINCINNATI, OH 45217-1513

Mortgage

Document Number	0000060127
Date	May 14, 2021
Instrument	2021-0060127

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 17, 2020
Property Address	91 ALBERT ST, CINCINNATI, OH 45217-1513
Document Number	0000068990
Book / Page	014212 / 000538
Instrument Date	Jul 08, 2020
Instrument	68990
Transaction Type	Transfer
Record Updated	Sep 03, 2020
Title Company	PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGCY INC

Transaction

Amount	Amount Recorded
Tax	$260.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 ALBERT ST ST BERNARD OH 452171513, ST BERNARD, OH 45217-1513

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	St. Bernard Village
Unified School District	St. Bernard-Elmwood Place City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,566.00 (+33.96%)	$58,023 (+28.35%) Land $10,605 Building $47,418	$165,780 (-) Land $30,300 Building $135,480
2024	$2,662.00 (+7.25%)	$45,206 (+11.92%) Land $10,605 Building $34,601
2023	$2,482.00 (-9.25%)	$40,390 (+16.81%) Land $10,605 Building $29,785	$165,780 (+67.81%) Land $30,300 Building $135,480
2022	$2,735.00 Homeowner's exemption	$34,577 Land $8,271 Building $26,306
2020			$98,790 Land $23,630 Building $75,160

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not exposed less than 1% of the US · less than 1% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 323 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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