9690 Frank Rd, Germantown, TN 38139 Property Records

Shelby County property record for 9690 Frank Rd, Germantown, TN 38139

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 6,156 sqft · built 2003
Lot Size	0.418 acres (18,219 sqft)
Owner	2 Trust Names on File
Last Sale	$99,000 (Oct 2002)
Tax Bill	$3,635 (2025)
Deeds & Mortgages	Apr 2026 Transfer Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C0-232H-A0-0021`

Property Details

APN / Parcel Number

Primary APN	`C0-232H-A0-0021`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	6,156 sqft Living Area
Gross Area	6,938 sqft
1st Floor Area	3,560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Traditional
Exterior Material	Brick Veneer
Lot Area	18,219 sqft (0.418 acres)
Lot Dimensions	179 ft deep x 102 ft wide
Garage Type	Attached
Garage Area	782 sqft
Parking Spaces	3 Parking Spaces
Pool Area	648 sqft
Porch	Open Porch
Porch Area	747 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9690 FRANK RD
City	GERMANTOWN
State	TN
Zip	38139-8010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	NS FRANK ROAD SEE MAP D2-32HA
Legal Subdivision	HOUSTON LEVEE TRACE
Legal Lot Number	21
Jurisdiction	SHELBY TN
Township / Civil Division	2
Census Block Group	2
Census Block	2011
Census Tract	21356

Owner

9690 Frank Rd is owner-occupied and held in a trust since April 2026.

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	9690 FRANK RD, GERMANTOWN, TN 38139-8010
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage ORION FCU
Nov 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2002 · Amount on File
Deed Sale	Oct 14, 2002 · Amount on File
Prior Sale	Nov 4, 1999 · Amount on File
Deed Document Number	2002172406
Last Transfer Date	Apr 6, 2026
Transfer Doc	0000026570
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHELBY TN
Recording Date	Apr 7, 2026
Property Address	9690 FRANK RD, GERMANTOWN, TN 38139-8010
Document Number	0000026570
Instrument Date	Apr 6, 2026
Instrument	202626570
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	9690 FRANK RD, GERMANTOWN, TN 38139-8010

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	9690 FRANK RD, GERMANTOWN, TN 38139-8010
Document Number	0000080636
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	NEXTAR TITLE AND ESCROW LLC, NEXUS TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9690 FRANK RD GERMANTOWN TN 381398010, GERMANTOWN, TN 38139-8010

Mortgage

Document Number	0000080636
Date	Aug 3, 2020
Instrument	80636

Lender

Name	ORION FCU
Type	Credit Union
Address	MEMPHIS, TN 38103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 2, 2030

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	9690 FRANK RD, GERMANTOWN, TN 38139-8010
Document Number	0000121689
Instrument Date	Nov 21, 2017
Transaction Type	Mortgage
Record Updated	Dec 7, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9690 FRANK RD GERMANTOWN TN 381398010, GERMANTOWN, TN 38139-8010

Mortgage

Document Number	0000121689
Date	Nov 28, 2017
Instrument	121689

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-3356

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 27, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 9690 Frank Rd was $3,635, down 37.2% from the year before.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Collierville Town
Unified School District	Collierville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,635.00 (-37.22%)	$224,425 Land $31,100 Building $193,325	$897,700 Land $124,400 Building $773,300
2024	$5,790.00
2023		$170,800 Land $19,700 Building $151,100
2022	$8,727.00
2021			$683,200 Land $78,800 Building $604,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9690 Frank Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9690 Frank Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GERMANTOWN WATER DEPT serves 37,738 people · EPA ID TN0000262
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb
Copper	1.5 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Frank Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures