9724 Frank Rd, Germantown, TN 38139 Property Records

Shelby County property record for 9724 Frank Rd, Germantown, TN 38139

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,661 sqft · built 1999
Lot Size	0.455 acres (19,824 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Jul 2017)
Tax Bill	$2,576 (2025)
Deeds & Mortgages	Sep 2023 Transfer Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C0-232H-A0-0018`

Property Details

APN / Parcel Number

Primary APN	`C0-232H-A0-0018`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,661 sqft Living Area
Gross Area	5,387 sqft
1st Floor Area	2,782 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Traditional
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,824 sqft (0.455 acres)
Lot Dimensions	182 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	726 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	12 sqft
Patio Area	512 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	9724 FRANK RD
City	GERMANTOWN
State	TN
Zip	38139-8000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	NS FRANK ROAD SEE MAP D2-32HA
Legal Subdivision	HOUSTON LEVEE TRACE
Legal Lot Number	18
Jurisdiction	SHELBY TN
Township / Civil Division	2
Census Block Group	2
Census Block	2011
Census Tract	21356

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	9724 FRANK RD, GERMANTOWN, TN 38139-8000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Intrafamily Transfer, Transfer
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC
Jul 13, 2017	Warranty Deed, Transfer · Conventional Mortgage PINNACLE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2017 · Amount on Record
Deed Sale	Jul 13, 2017 · Amount on Record
Prior Sale	Mar 22, 2004 · Amount on Record
Deed Document Number	201770492
Last Transfer Date	Aug 30, 2023
Transfer Doc	0000075739
Record Updated	Oct 29, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHELBY TN
Recording Date	Sep 7, 2023
Property Address	9724 FRANK RD, GERMANTOWN, TN 38139-8000
Document Number	0023075739
Map Reference	MB 126 PG 83
Instrument Date	Aug 30, 2023
Instrument	23075739
Transaction Type	Transfer
Record Updated	Sep 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9724 FRANK RD, GERMANTOWN, TN 38139-8000

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	9724 FRANK RD, GERMANTOWN, TN 38139-8000
Document Number	0000103170
Instrument Date	Sep 14, 2020
Transaction Type	Mortgage
Record Updated	Oct 1, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9724 FRANK RD GERMANTOWN TN 381398000, GERMANTOWN, TN 38139-8000

Mortgage

Document Number	0000103170
Date	Sep 23, 2020
Instrument	103170

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	9724 FRANK RD, GERMANTOWN, TN 38139-8000
Document Number	0000106895
Instrument Date	Sep 14, 2020
Transaction Type	Mortgage
Record Updated	Oct 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9724 FRANK RD GERMANTOWN TN 381398000, GERMANTOWN, TN 38139-8000

Mortgage

Document Number	0000106895
Date	Oct 1, 2020
Instrument	106895

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Jul 13, 2017
Property Address	9724 FRANK RD, GERMANTOWN, TN 38139-8000
Document Number	0000070492
Instrument Date	Jul 7, 2017
Instrument	70492
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,702.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9724 FRANK RD GERMANTOWN TN 381398000, GERMANTOWN, TN 38139-8000

Mortgage

Document Number	70493
Date	Jul 13, 2017
Instrument	70493

Lender

Name	PINNACLE BK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2047

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Collierville Town
Unified School District	Collierville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,576.00 (-57.67%)	$159,025 (+33.52%) Land $33,850 Building $125,175	$636,100 (+33.52%) Land $135,400 Building $500,700
2023		$119,100 Land $21,450 Building $97,650
2022	$6,086.00
2021			$476,400 Land $85,800 Building $390,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 61% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GERMANTOWN WATER DEPT serves 37,738 people · EPA ID TN0000262
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb
Copper	1.5 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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