9679 Frank Rd, Germantown, TN 38139 Property Records

Shelby County property record for 9679 Frank Rd, Germantown, TN 38139

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,898 sqft · built 2002
Lot Size	1.11 acres (48,787 sqft)
Owner	2 Individual Names on File
Last Sale	$71,000 (Jul 2001)
Tax Bill	$2,861 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C0-232H-A0-0023`

Property Details

APN / Parcel Number

Primary APN	`C0-232H-A0-0023`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,898 sqft Living Area
Gross Area	4,626 sqft
1st Floor Area	2,089 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Traditional
Exterior Material	Brick Veneer
Lot Area	48,787 sqft
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	1,040 sqft
Porch	Open Porch
Porch Area	10 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9679 FRANK RD
City	GERMANTOWN
State	TN
Zip	38139-8011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SS FRANK ROAD SEE MAP
Legal Subdivision	HOUSTON LEVEE TRACE
Legal Lot Number	23
Jurisdiction	SHELBY TN
Township / Civil Division	2
Census Block Group	2
Census Block	2015
Census Tract	21356

Owner

9679 Frank Rd is owned and occupied by two individuals who acquired it in October 2001.

Source: Shelby County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9679 FRANK RD, GERMANTOWN, TN 38139-8011
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK3
Jan 17, 2019	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2001 · Amount on File
Deed Sale	Jul 31, 2001 · Amount on File
Deed Document Number	2001LE-7029
Last Transfer Date	Oct 29, 2001
Transfer Doc	0000LL2757
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	9679 FRANK RD, GERMANTOWN, TN 38139-8011
Transaction Type	Mortgage
Record Updated	Jan 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021159174
Date	Dec 28, 2021
Instrument	21159174

Lender

Name	BANK3
Type	Bank
Address	MEMPHIS, TN 38119

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	9679 FRANK RD, GERMANTOWN, TN 38139-8011
Document Number	0000012906
Instrument Date	Jan 17, 2019
Transaction Type	Mortgage
Record Updated	Feb 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	9679 FRANK RD GERMANTOWN TN 381398011, GERMANTOWN, TN 38139-8011

Mortgage

Document Number	0000012906
Date	Feb 8, 2019
Instrument	12906

Lender

Name	BANCORPSOUTH
Type	Bank
Address	COLLIERVILLE, TN 38017

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Feb 7, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 9679 Frank Rd was $2,861, down 36.2% from the year before.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Collierville Town
Unified School District	Collierville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,861.00 (-36.2%)	$176,650 Land $43,850 Building $132,800	$706,600 Land $175,400 Building $531,200
2024	$4,484.00
2023		$132,275 Land $27,775 Building $104,500
2022	$6,759.00
2021			$529,100 Land $111,100 Building $418,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9679 Frank Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9679 Frank Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GERMANTOWN WATER DEPT serves 37,738 people · EPA ID TN0000262
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb
Copper	1.5 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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