969 Whitcomb St, Gary, IN 46404 Property Records

Lake County property record for 969 Whitcomb St, Gary, IN 46404

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,500 sqft · built 1964
Lot Size0.143 acres (6,229 sqft)
OwnerIndividual Name on File
Tax Bill$704 (2024)
Flood ZoneZone X (minimal risk)
APN001-25-43-0192-0020

Property Details

APN / Parcel Number

Primary APN001-25-43-0192-0020
Alternative APNs
  • 45-08-07-202-002.000-004
  • 254301920020

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms3 Rooms
Stories1 Story
Building Area2,500 sqft Living Area
1st Floor Area1,250 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1970
Construction TypeConcrete Block
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area6,229 sqft (0.143 acres)
Lot Dimensions125 ft deep x 50 ft wide
Garage Area1,250 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address969 WHITCOMB ST
CityGARY
StateIN
Zip46404-1713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGARY HOME & IMP. COS 1ST SUB. ALL L.20 BL.4 L.21 BL.4
Legal SubdivisionGARY HOME & IMP. COS 1ST SUB
Legal Block4
Legal Lot Number20
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group2
Census Block2004
Census Tract11000

Owner

969 Whitcomb St is owned and occupied by an individual who acquired it in June 2024.

Source: Lake County records, as of December 29, 2025

Owner of RecordIndividual Name on File
Mailing Address3818 169TH ST, 23, HAMMOND, IN 46323-2580
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 7, 2024
Deed SaleJun 7, 2024
Deed Document Number202415085
Prior Transfer DateMay 31, 2024
Prior Transfer Doc0000015085
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$79,000 Land $10,400 Building $68,600$79,000 Land $10,400 Building $68,600
2024$704.00
2023$51,400 (+9.83%) Land $11,300 Building $40,100$51,400 (+9.83%) Land $11,300 Building $40,100
2022$974.00 Homeowner's exemption$46,800 Land $6,000 Building $40,800$46,800 Land $6,000 Building $40,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 969 Whitcomb St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (2008–2020)
Claims Outside the SFHA4 of 4
Most Recent ClaimMay 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 969 Whitcomb St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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