1001 Whitcomb St, Gary, IN 46404 Property Records

Lake County property record for 1001 Whitcomb St, Gary, IN 46404

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,260 sqft · built 1953
Lot Size0.148 acres (6,447 sqft)
OwnerIndividual Name on Record
Last Sale$185,000 (Jun 2021)
Tax Bill$1,646 (2024)
Deeds & MortgagesJun 2021 Sale & Mortgage
Nov 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN001-25-43-0193-0009

Property Details

APN / Parcel Number

Primary APN001-25-43-0193-0009
Alternative APNs
  • 45-08-07-206-001.000-004
  • 254301930009

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms3 Rooms
Stories1 Story
Building Area1,260 sqft Living Area
Basement Area1,260 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 2020
Construction TypeBrick
Roof MaterialAsphalt
Lot Area6,447 sqft (0.148 acres)
Lot Dimensions113 ft deep x 57 ft wide
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number001-25-43-0193-0009
Old Parcel Number254301930009
Street Address1001 WHITCOMB ST
CityGARY
StateIN
Zip46404-1715
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGARY HOME & IMP. CO'S. 1ST SUB. ALL L.9 & 10 BL.5
Legal SubdivisionGARY HM & IMPROV CO
Legal Block5
Legal Lot Number9
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group2
Census Block2012
Census Tract11000

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1001 WHITCOMB ST, GARY, IN 46404-1715
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2021Warranty Deed, Transfer · FHA Mortgage
DIRECT MORTGAGE LOANS LLC
Nov 4, 2020Grant Deed, Transfer
ATTORNEY ONLY
Aug 13, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 30, 2021 · Amount on Record
Deed SaleJun 30, 2021 · Amount on Record
Prior SaleNov 4, 2020
Deed Document Number2021-516034
Record UpdatedJun 8, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateJun 30, 2021
Property Address1001 WHITCOMB ST, GARY, IN 46404-1715
Document Number0000016034
Map ReferenceMB 7 PG 32
Instrument DateJun 29, 2021
Instrument2021-516034
Transaction TypeTransfer
Record UpdatedFeb 9, 2023
Title CompanyMTC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1001 WHITCOMB ST, GARY, IN 46404-1715
InvestorPossibly a Property Investor

Mortgage

Document Number0000016035
DateJun 30, 2021
Instrument2021-516035
Lender
NameDIRECT MORTGAGE LOANS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLAKE IN
Recording DateNov 4, 2020
Property Address1001 WHITCOMB ST, GARY, IN 46404-1715
Document Number0000080169
Instrument DateOct 27, 2020
Instrument80169
Transaction TypeTransfer
Record UpdatedJan 14, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5956 HYSLOP PL HAMMOND IN 463202452, HAMMOND, IN 46320-2452

August 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionLAKE IN
Recording DateAug 13, 2019
Property Address1001 WHITCOMB ST, GARY, IN 46404-1715
Document Number0000054514
Instrument DateJul 12, 2019
Instrument54514
Transaction TypeForeclosure
Record UpdatedAug 26, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$206,900 (+56.39%) Land $10,700 Building $196,200$206,900 (+56.39%) Land $10,700 Building $196,200
2024$1,646.00 (+2.24%)
2023$132,300 (+0.84%) Land $12,300 Building $120,000$132,300 (+0.84%) Land $12,300 Building $120,000
2022$1,610.00 Homeowner's exemption$131,200 Land $6,600 Building $124,600$131,200 Land $6,600 Building $124,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (2008–2020)
Claims Outside the SFHA4 of 4
Most Recent ClaimMay 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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