946 Whitcomb St, Gary, IN 46404 Property Records

Lake County property record for 946 Whitcomb St, Gary, IN 46404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,658 sqft · built 1963
Lot Size	0.162 acres (7,057 sqft)
Owner	Individual Name on Record
Tax Bill	$2,009 (2024)
Deeds & Mortgages	May 2021 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-25-43-0178-0014`

Property Details

APN / Parcel Number

Primary APN	`001-25-43-0178-0014`
Alternative APNs	`45-08-07-130-007.000-004` `254301780014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,658 sqft Living Area
Basement Area	408 sqft
Finished Basement	408 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2020
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,057 sqft (0.162 acres)
Lot Dimensions	124 ft deep x 57 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-25-43-0178-0014
Old Parcel Number	254301780014
Street Address	946 WHITCOMB ST
City	GARY
State	IN
Zip	46404-1714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARY HEIGHTS N.20FT. L.14 BL.26 ALL L.15 BL.26
Legal Subdivision	GARY HEIGHTS
Legal Block	26
Legal Lot Number	14
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	2
Census Block	2014
Census Tract	11000

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	946 WHITCOMB ST, GARY, IN 46404-1714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed of Trust, Mortgage · Commercial Mortgage DLP LENDING FUND LLC
Oct 13, 2021	Warranty Deed, Transfer · FHA Mortgage CME LENDING GROUP LLC
May 4, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2021
Deed Sale	Oct 13, 2021
Prior Sale	May 4, 2021 · Amount on Record
Deed Document Number	2021-062888
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	946 WHITCOMB ST, GARY, IN 46404-1714
Transaction Type	Mortgage
Record Updated	Feb 20, 2023
Title Company	BARRISTER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035255
Date	May 4, 2021
Instrument	2021-035255

Lender

Name	DLP LENDING FUND LLC
Type	Non-Lending Institution
Address	SAINT AUGUSTINE, FL 32095

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Oct 13, 2021
Property Address	946 WHITCOMB ST, GARY, IN 46404-1714
Document Number	0000062888
Map Reference	MB 20 PG 13
Instrument Date	Oct 6, 2021
Instrument	2021-062888
Transaction Type	Transfer
Record Updated	Feb 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	946 WHITCOMB ST, GARY, IN 46404-1714

Mortgage

Document Number	0000062889
Date	Oct 13, 2021
Instrument	2021-062889

Lender

Name	CME LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	May 4, 2021
Property Address	946 WHITCOMB ST, GARY, IN 46404-1714
Document Number	0000035254
Map Reference	MB 20 PG 13
Instrument Date	Apr 23, 2021
Instrument	2021-035254
Transaction Type	Transfer
Record Updated	Feb 9, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3930 MAIN ST, EAST CHICAGO, IN 46312-2418

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$217,800 (+36.21%) Land $11,300 Building $206,500	$217,800 (+36.21%) Land $11,300 Building $206,500
2024	$2,009.00 (+2.19%)
2023		$159,900 (+1.65%) Land $12,700 Building $147,200	$159,900 (+1.65%) Land $12,700 Building $147,200
2022	$1,966.00 Homeowner's exemption	$157,300 Land $6,800 Building $150,500	$157,300 Land $6,800 Building $150,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2008–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T.

Nearby Properties on Whitcomb St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures