969 Phillips Dr, Arnold, MD 21012 Property Records

Anne Arundel County property record for 969 Phillips Dr, Arnold, MD 21012

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,948 sqft · built 1997
Lot Size	0.311 acres (13,560 sqft)
Owner	2 Individual Names on File
Last Sale	$720,000 (Jul 2005)
Tax Bill	$7,573 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-749-08881600`

Property Details

APN / Parcel Number

Primary APN	`03-749-08881600`
Alternative APNs	`374908881600` `74908881600`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,948 sqft Living Area
Gross Area	2,348 sqft
1st Floor Area	1,194 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,560 sqft (0.311 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	144 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	74908881600
Street Address	969 PHILLIPS DR
City	ARNOLD
State	MD
Zip	21012-1736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 113 SHORE ACRES
Legal Subdivision	SHORE ACRES
Legal Block	2
Legal Lot Number	113
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	2
Census Block	2001
Census Tract	731106

Owner

969 Phillips Dr is owned and occupied by two individuals who bought it in July 2005.

Source: Anne Arundel County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	969 PHILLIPS DR, ARNOLD, MD 21012-1736
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 24, 2018	Deed of Trust, Mortgage QUICKEN LNS
Jan 30, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2005 · Amount on File
Deed Sale	Jul 26, 2005 · Amount on File
Prior Sale	Mar 24, 1997 · Amount on File
Deed Document Number	200510871
Deed Book / Page	16622 / 654
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Aug 26, 2026
Property Address	969 PHILLIPS DR, ARNOLD, MD 21012-1736
Document Number	4265000173
Book / Page	42654 / 173
Instrument Date	Jun 11, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	969 PHILLIPS DR, ARNOLD, MD 21012-1736

Mortgage

Document Number	4265000173,
Date	Aug 26, 2026
Book Page	42654/173

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	969 PHILLIPS DR, ARNOLD, MD 21012-1736
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0374190450
Date	Aug 25, 2021
Book Page	37419/450

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	969 PHILLIPS DR, ARNOLD, MD 21012-1736
Document Number	0325500276
Instrument Date	Sep 24, 2018
Transaction Type	Mortgage
Record Updated	Oct 24, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	969 PHILLIPS DR ARNOLD MD 210121736, ARNOLD, MD 21012-1736

Mortgage

Document Number	0325500276
Date	Oct 9, 2018
Book Page	032550/000276

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 8, 2048

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	969 PHILLIPS DR, ARNOLD, MD 21012-1736
Document Number	0306500045
Book / Page	030650 / 000045
Instrument Date	Jan 30, 2017
Transaction Type	Mortgage
Record Updated	Sep 29, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	969 PHILLIPS DR ARNOLD MD 210121736, ARNOLD, MD 21012-1736

Mortgage

Document Number	0306500045
Date	Feb 16, 2017
Book Page	030650/000045

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 15, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 969 Phillips Dr was $7,573 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$922,967	$964,200 Land $789,000 Building $175,200
2025	$7,573.00
2023	$6,620.00 Homeowner's exemption	$765,567	$840,500 Land $605,100 Building $235,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 969 Phillips Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 969 Phillips Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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